{"id":17763,"date":"2025-11-11T12:19:49","date_gmt":"2025-11-11T12:19:49","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=17763"},"modified":"2025-11-11T12:19:49","modified_gmt":"2025-11-11T12:19:49","slug":"clfa-objem-specializovaneho-financovani-roste","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=17763","title":{"rendered":"\u010cLFA: objem specializovan\u00e9ho financov\u00e1n\u00ed roste"},"content":{"rendered":"

Celkov\u00fd objem poskytnut\u00e9ho financov\u00e1n\u00ed \u010dlensk\u00fdmi spole\u010dnostmi \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) dos\u00e1hl za t\u0159i \u010dtvrtlet\u00ed leto\u0161n\u00edho roku v\u00edce ne\u017e 164 miliard korun. Meziro\u010dn\u011b tak z\u00e1jem o financov\u00e1n\u00ed z \u0159ad spot\u0159ebitel\u016f i firemn\u00ed klientely vzrostl o desetinu.<\/strong><\/span><\/p>\n

Dominantn\u00ed pozici si udr\u017euje financov\u00e1n\u00ed dopravn\u00edch prost\u0159edk\u016f, na kter\u00e9 p\u0159ipad\u00e1 46 % celkov\u00e9 financovan\u00e9 \u010d\u00e1stky.<\/p>\n

Na po\u0159\u00edzen\u00ed osobn\u00edch voz\u016f poskytli \u010dlenov\u00e9 \u010cLFA za prvn\u00edch dev\u011bt m\u011bs\u00edc\u016f leto\u0161n\u00edho roku 50,5\u00a0miliardy K\u010d, co\u017e znamen\u00e1 meziro\u010dn\u00ed r\u016fst t\u00e9m\u011b\u0159 o 8 %. Pod\u00edl voz\u016f financovan\u00fdch \u010dleny \u010cLFA na v\u0161ech nov\u011b registrovan\u00fdch osobn\u00edch vozidlech v\u00a0\u010cR tak aktu\u00e1ln\u011b dos\u00e1hl t\u00e9m\u011b\u0159 30,5 %.<\/p>\n

Klient\u016fm z\u00a0\u0159ad firem a podnikatel\u016f poskytli \u010dlenov\u00e9 \u010cLFA za prvn\u00ed t\u0159i \u010dtvrtlet\u00ed financov\u00e1n\u00ed v\u00a0objemu 138,7 miliardy K\u010d (meziro\u010dn\u011b +9 %). Na financov\u00e1n\u00ed zbo\u017e\u00ed a slu\u017eeb pro spot\u0159ebitele p\u0159ipad\u00e1 zbyl\u00fdch 25,5\u00a0miliardy K\u010d, meziro\u010dn\u011b o 14 % v\u00edce.<\/p>\n

\u201eStatistiky \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace potvrzuj\u00ed rostouc\u00ed popt\u00e1vku jak ze strany spot\u0159ebitel\u016f, tak podnikatelsk\u00fdch subjekt\u016f. Dominantn\u00ed roli si nad\u00e1le udr\u017euje financov\u00e1n\u00ed dopravn\u00edch prost\u0159edk\u016f, p\u0159i\u010dem\u017e v\u00fdznamn\u00fd r\u016fst zaznamenalo i financov\u00e1n\u00ed stroj\u016f a za\u0159\u00edzen\u00ed, kter\u00e9 meziro\u010dn\u011b vzrostlo o 8 %. To odr\u00e1\u017e\u00ed zn\u00e1mky o\u017eiven\u00ed \u010desk\u00e9 ekonomiky,\u201c<\/i><\/em>\u00a0uvedla Jana Hanu\u0161ov\u00e1, p\u0159edsedkyn\u011b p\u0159edstavenstva \u010cLFA.<\/p>\n

Silni\u010dn\u00ed dopravn\u00ed prost\u0159edky<\/strong><\/p>\n

Na po\u0159\u00edzen\u00ed silni\u010dn\u00edch dopravn\u00edch prost\u0159edk\u016f poskytly mimobankovn\u00ed finan\u010dn\u00ed spole\u010dnosti sdru\u017een\u00e9 v \u010cLFA za t\u0159i \u010dtvrtlet\u00ed leto\u0161n\u00edho roku 76 miliard korun (meziro\u010dn\u011b +5 %). Z toho 51 miliard korun sm\u011b\u0159ovalo k po\u0159\u00edzen\u00ed osobn\u00edch vozidel (+8 %). D\u00edky financov\u00e1n\u00ed \u010dlensk\u00fdmi spole\u010dnostmi \u010cLFA bylo zakoupeno 55 587 nov\u00fdch osobn\u00edch vozidel. Na po\u0159\u00edzen\u00ed stroj\u016f a za\u0159\u00edzen\u00ed poskytli \u010dlenov\u00e9 \u010cLFA od ledna do z\u00e1\u0159\u00ed 2025 financov\u00e1n\u00ed v objemu necel\u00fdch 25 miliard korun, meziro\u010dn\u011b o 8 % v\u00edce. Ke konci z\u00e1\u0159\u00ed 2025 spravovaly \u010dlensk\u00e9 spole\u010dnosti \u010cLFA 960 tis\u00edc aktivn\u00edch leasingov\u00fdch a \u00fav\u011brov\u00fdch smluv. Pohled\u00e1vky z t\u011bchto smluv dos\u00e1hly 353 miliard korun (+6 %).<\/p>\n

Na factoringov\u00e9 spole\u010dnosti, kter\u00e9 jsou \u010dleny Asociace factoringov\u00fdch spole\u010dnost\u00ed \u010cR (AFS \u010cR), byly postoupeny pohled\u00e1vky za celkem 236 miliard K\u010d (+10,5 %).<\/p>\n

\u010cesk\u00e1 leasingov\u00e1 a finan\u010dn\u00ed asociace sdru\u017euje 35 \u010dlensk\u00fdch spole\u010dnost\u00ed ze sektoru specializovan\u00e9ho financov\u00e1n\u00ed. V oblasti podnikatelsk\u00e9ho financov\u00e1n\u00ed reprezentuj\u00ed v\u00edce ne\u017e 86 % trhu, u spot\u0159ebitelsk\u00e9ho financov\u00e1n\u00ed je to 83 % trhu, u factoringu je to odhadem 95 % trhu.<\/p>\n

\"\"<\/p>\n

Rozlo\u017een\u00ed prost\u0159edk\u016f poskytnut\u00fdch \u010dleny \u010cLFA za t\u0159i \u010dtvrtlet\u00ed roku 2025 podle \u00fa\u010delu <\/strong><\/p>\n\n\n\n\n\n
\u00a0<\/strong><\/td>\ncelkov\u00fd objem v\u00a0mld. K\u010d <\/strong> <\/p>\n

(t\u0159i \u010dtvrtlet\u00ed 2025)<\/strong><\/td>\n

celkov\u00fd objem v\u00a0mld. K\u010d <\/strong> <\/p>\n

(t\u0159i \u010dtvrtlet\u00ed 2024)<\/strong><\/td>\n

zm\u011bna v %<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong> <\/p>\n

financov\u00e1n\u00ed podnikatelsk\u00fdch investic a provozu <\/strong><\/p>\n

(finan\u010dn\u00ed a operativn\u00ed leasing,<\/p>\n

podnikatelsk\u00e9 \u00fav\u011bry, leasing nemovitost\u00ed, factoring)<\/td>\n

138,68<\/td>\n127,05<\/td>\n+9,2 %<\/td>\n<\/tr>\n
\u00a0<\/strong> <\/p>\n

financov\u00e1n\u00ed dom\u00e1cnost\u00ed<\/strong><\/p>\n

(spot\u0159ebitelsk\u00e9 \u00fav\u011bry,<\/p>\n

spot\u0159ebitelsk\u00fd leasing)<\/p>\n

 <\/p>\n

CELKEM<\/strong><\/td>\n

 <\/p>\n

25,52<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

164,19<\/td>\n

 <\/p>\n

22,38<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

149,43<\/td>\n

 <\/p>\n

+14,0 %<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

+9,9 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n
<\/div>\n<\/div>\n
<\/div>\n","protected":false},"excerpt":{"rendered":"

Celkov\u00fd objem poskytnut\u00e9ho financov\u00e1n\u00ed \u010dlensk\u00fdmi spole\u010dnostmi \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) dos\u00e1hl za t\u0159i…<\/p>\n","protected":false},"author":1,"featured_media":2599,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,10],"tags":[],"class_list":["post-17763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing","category-statistika"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/17763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17763"}],"version-history":[{"count":1,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/17763\/revisions"}],"predecessor-version":[{"id":17764,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/17763\/revisions\/17764"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/2599"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}