{"id":17990,"date":"2025-11-19T05:40:20","date_gmt":"2025-11-19T05:40:20","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=17990"},"modified":"2025-11-21T08:53:13","modified_gmt":"2025-11-21T08:53:13","slug":"cnb-testuje-portfolio-digitalnich-aktiv","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=17990","title":{"rendered":"\u010cNB testuje portfolio digit\u00e1ln\u00edch aktiv"},"content":{"rendered":"

\u010cesk\u00e1<\/span> n\u00e1rodn\u00ed<\/span> banka<\/span> spustila podle port\u00e1lu banky.cz intern\u00ed pilotn\u00ed projekt, v jeho\u017e r\u00e1mci sleduje chov\u00e1n\u00ed testovac\u00edho portfolia digit\u00e1ln\u00edch aktiv. V ko\u0161i se objevuje bitcoin<\/span>, vybran\u00e9 dolarov\u00e9 stablecoiny a tokenizovan\u00e9 depozitum v USD.<\/strong><\/p>\n

Smyslem nen\u00ed investovat za \u00fa\u010delem zisku, ale ov\u011b\u0159it provozn\u00ed, pr\u00e1vn\u00ed a \u00fa\u010detn\u00ed postupy pro pr\u00e1ci s novou t\u0159\u00eddou aktiv. Pilot<\/span> m\u016f\u017ee v dal\u0161\u00edch letech v\u00fdznamn\u011b ovlivnit p\u0159\u00edstup bank<\/span> k tokenizaci, spr\u00e1v\u011b likvidity i vypo\u0159\u00e1d\u00e1n\u00ed plateb.<\/p>\n

Test \u010cNB<\/span> m\u00e1 charakter intern\u00edho pilotu<\/span> a nesignalizuje strategii investovat devizov\u00e9 rezervy do kryptom\u011bn.Portfolio kombinuje bitcoin<\/span>, dolarov\u00e9 stablecoiny a tokenizovan\u00e9 depozitum \u2013 t\u0159i zcela rozd\u00edln\u00e9 instrumenty s r\u016fzn\u00fdmi riziky.<\/p>\n

Nejv\u011bt\u0161\u00ed p\u0159\u00ednos pilotu<\/span> le\u017e\u00ed v procesech:<\/strong> custody, \u00fa\u010detn\u00ed zachycen\u00ed, compliance a \u0159\u00edzen\u00ed rizik, nikoli ve v\u00fdnosech.Regula\u010dn\u00ed r\u00e1mec v EU<\/span> vymezuje MiCA<\/span> a souvisej\u00edc\u00ed pravidla AML; pro banky<\/span> se bl\u00ed\u017e\u00ed i implementace standardu Basel<\/span> pro kryptoexpozice.<\/p>\n

Tokenizovan\u00e1 depozita mohou b\u00fdt v bankovnictv\u00ed pr\u016fse\u010d\u00edkem mezi tradi\u010dn\u00edmi \u00fa\u010dty a rychl\u00fdm on-chain vypo\u0159\u00e1d\u00e1n\u00edm.<\/p>\n

Pro\u010d centr\u00e1ln\u00ed banka<\/span> testuje digit\u00e1ln\u00ed aktiva?<\/strong> Digit\u00e1ln\u00ed aktiva se z okrajov\u00e9ho fenom\u00e9nu posunula do mainstreamu infrastruktury finan\u010dn\u00edch trh\u016f. Centr\u00e1ln\u00ed banky<\/span> po cel\u00e9m sv\u011bt\u011b v posledn\u00edch letech realizuj\u00ed des\u00edtky experiment\u016f s tokenizac\u00ed, DLT vypo\u0159\u00e1d\u00e1n\u00edm a p\u0159eshrani\u010dn\u00edmi platbami \u2013 od projekt\u016f BIS<\/span> (mCBDC Bridge, Helvetia<\/span>, Guardian<\/span>) a\u017e po zkou\u0161ky tokenizovan\u00fdch st\u00e1tn\u00edch dluhopis\u016f. V\u011bt\u0161ina t\u011bchto pilot\u016f<\/span> nestav\u00ed na spekulaci, ale na technick\u00e9 p\u0159ipravenosti a regulatorn\u00edm \u201eknow-how\u201c.<\/p>\n

\u010cNB<\/span> je prim\u00e1rn\u011b spr\u00e1vcem<\/span> cenov\u00e9 a finan\u010dn\u00ed stability, nikoli investi\u010dn\u00edm fondem.<\/strong> Smyslem intern\u00edho ko\u0161e digit\u00e1ln\u00edch aktiv je otestovat procesy, bezpe\u010dnostn\u00ed standardy, \u00fa\u010detn\u00ed klasifikaci a interakci s platnou i p\u0159ich\u00e1zej\u00edc\u00ed evropskou regulac\u00ed v\u010detn\u011b MiCA<\/span> a AML pravidel. Pokud budou n\u011bkter\u00e9 on-chain mechanismy jednou tvo\u0159it sou\u010d\u00e1st b\u011b\u017en\u00e9ho finan\u010dn\u00edho provozu, dom\u00e1c\u00ed dohled se na to mus\u00ed um\u011bt d\u00edvat nejen \u201eod stolu\u201c, ale i z praktick\u00e9 perspektivy.<\/p>\n

Zdroj: banky.cz<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u010cesk\u00e1 n\u00e1rodn\u00ed banka spustila podle port\u00e1lu banky.cz intern\u00ed pilotn\u00ed projekt, v jeho\u017e r\u00e1mci sleduje chov\u00e1n\u00ed…<\/p>\n","protected":false},"author":1,"featured_media":15290,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62,104],"tags":[],"class_list":["post-17990","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banky","category-kryptomeny"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/17990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17990"}],"version-history":[{"count":1,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/17990\/revisions"}],"predecessor-version":[{"id":17991,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/17990\/revisions\/17991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/15290"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}