{"id":18698,"date":"2025-12-30T10:20:23","date_gmt":"2025-12-30T10:20:23","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=18698"},"modified":"2025-12-30T10:20:23","modified_gmt":"2025-12-30T10:20:23","slug":"perlicky-z-hlaseni-klientu-pojistovny-kooperativa","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=18698","title":{"rendered":"Perli\u010dky z hl\u00e1\u0161en\u00ed klient\u016f poji\u0161\u0165ovny Kooperativa"},"content":{"rendered":"

Poji\u0161\u0165ovna Kooperativa ka\u017edoro\u010dn\u011b \u0159e\u0161\u00ed okolo 700 tis\u00edc pojistn\u00fdch ud\u00e1lost\u00ed. To znamen\u00e1 v pr\u016fm\u011bru p\u0159es 2700 p\u0159\u00edpad\u016f denn\u011b. Jsou mezi nimi samoz\u0159ejm\u011b i smutn\u00e9 a tragick\u00e9 nehody, ale ka\u017edoro\u010dn\u011b se najde i n\u011bkolik ud\u00e1lost\u00ed, nad kter\u00fdmi nejde se nepousm\u00e1t.<\/strong><\/p>\n

Poji\u0161t\u011bn\u00ed vozidel<\/b><\/strong><\/p>\n

Velmi \u010dasto je kuri\u00f3zn\u00ed vznik pojistn\u00e9 ud\u00e1losti\u2026zejm\u00e9na kdy\u017e v\u00a0nich hraje roli zv\u011b\u0159 nebo ptactvo. A co n\u00e1m tedy nap\u0159\u00edklad klienti nahl\u00e1sili?<\/p>\n

Nadr\u017een\u00ed drobn\u00ed pt\u00e1ci b\u011bhem sv\u00fdch n\u00e1mluv \u010di z\u00e1pasu n\u00e1hle zm\u011bnili sm\u011br letu o 180\u00b0 a vl\u00e9tli p\u0159\u00edmo do spodn\u00ed \u010deln\u00ed \u010d\u00e1sti vozu na stran\u011b \u0159idi\u010de.<\/i><\/em><\/p>\n

\u00a0<\/i><\/em>Sly\u0161el jsem velk\u00e9 r\u00e1ny do plechu, vy\u0161el jsem p\u0159ed d\u016fm a zjistil jsem, \u017ee mi kozel trk\u00e1 do m\u00e9ho auta. <\/i><\/em><\/p>\n

\u00a0<\/i><\/em>Od holuba odl\u00e9tl trus a pecka v n\u011bm obsa\u017eena rozbila \u010deln\u00ed sklo. Tak hezk\u00fd den.\u00a0<\/i><\/em><\/p>\n

Velk\u00fdm rizikem je i hmyz, nap\u0159\u00edklad: \u0158idi\u010dka poji\u0161t\u011bn\u00e9ho vozidla p\u0159ij\u00ed\u017ed\u011bla na parkovi\u0161t\u011b, p\u0159i \u010dem\u017e \u0159idi\u010dce ok\u00fdnkem do vozidla vl\u00e9tla velk\u00e1 v\u00e1\u017eka, \u0159idi\u010dka zpanika\u0159ila, strhla \u0159\u00edzen\u00ed a do\u0161lo k n\u00e1razu do dopravn\u00edho zna\u010den\u00ed. <\/i><\/em><\/p>\n

A pozor d\u00e1vejte tak\u00e9 na to, co si p\u0159ejete\u2026p\u0159\u00edpadn\u011b zad\u00e1vejte \u00fakoly co nejp\u0159esn\u011bji. Tato ud\u00e1lost by nevznikla: Dal jsem za \u00fakol mlad\u0161\u00ed sest\u0159e, aby mi umyla auto. Umyla ho houbi\u010dkou na n\u00e1dob\u00ed a po\u0161kr\u00e1bala lak na cel\u00e9m aute.<\/i><\/em><\/p>\n

Do kuri\u00f3zn\u00edch situac\u00ed se m\u016f\u017eete samoz\u0159ejm\u011b dostat i vinou n\u011bkoho jin\u00e9ho, nap\u0159\u00edklad neopatrn\u00e9ho zem\u011bd\u011blce. Klient n\u00e1m \u0161kodu popsal takto: Jak ke \u0161kod\u011b do\u0161lo jsem nevid\u011bl, jen jsem sly\u0161el r\u00e1mus a zem\u011bd\u011blsk\u00fd stroj mi najel do zahrady.\u00a0<\/i><\/em><\/p>\n

Poji\u0161t\u011bn\u00ed majetku <\/b><\/strong><\/p>\n

V\u011bt\u0161inou jsou hl\u00e1\u0161en\u00ed \u0161kody stru\u010dn\u00e1, ale najdou se hl\u00e1\u0161enky, ale najdou se i pom\u011brn\u011b vypointovan\u00e9 p\u0159\u00edb\u011bhy. Tak snad p\u00e1na netrefilo\ud83d\ude0a.<\/p>\n

\u00a0<\/i><\/em>Man\u017eelka dala na spor\u00e1k p\u00e1nvi\u010dku s olejem a zapla induk\u010dn\u00ed plot\u00fdnku s t\u00edm, \u017ee rozeh\u0159eje olej a za\u010dne sma\u017eit. Mezit\u00edm ode\u0161la p\u0159es dvorek do mraz\u00e1ku pro zeleninu. Kdy\u017e se vracela zp\u011bt p\u0159es ob\u00fdv\u00e1k, uvid\u011bla z\u00e1blesk z kuchyn\u011b. Z ob\u00fdv\u00e1ku m\u00e1me otev\u0159en\u00fd pr\u016fchod do kuchyn\u011b, a to u\u017e vid\u011bla ho\u0159\u00edc\u00ed p\u00e1nev a \u010dern\u00fd kou\u0159 se valil po kuchyni. Duchap\u0159\u00edtomn\u011b se sna\u017eila hasit ohe\u0148, \u017ee na ho\u0159\u00edc\u00ed p\u00e1nev nejprve hodila siln\u011bj\u0161\u00ed ut\u011brku, aby ustalo ho\u0159en\u00ed, ale to moc nepomohlo, ut\u011brka za\u010dala proho\u0159\u00edvat kolem okraj\u016f p\u00e1nve. Tak na to rychle hodila sklen\u011bnou poklici, kter\u00e1 j\u00ed p\u0159i\u0161la jako prvn\u00ed pod ruku, aby to p\u0159estalo ho\u0159et. Plamen ustaI, ale i tak se z p\u00e1nve hodn\u011b kou\u0159ilo, tak\u017ee ji musela vz\u00edt za rukoje\u0165 a vyn\u00e9st rychle ven na dvorek a d\u00e1t tam na zem. Pak rychle zotv\u00edrala okna a vchodov\u00e9 dve\u0159e, aby \u010dern\u00fd kou\u0159 vy\u0161el co nejv\u00edc ven a dalo se tam d\u00fdchat. Linka byla oho\u0159el\u00e1 a je\u0161t\u011b o\u010douzen\u00e1, strop o\u010douzen\u00fd, z\u00e1clony v kuchyni \u010dern\u00e9 o\u010douzen\u00e9 na vyhozen\u00ed. Po cel\u00e9 kuchyni a vedle v ob\u00fdv\u00e1ku byl \u010dern\u00fd pop\u00edlek. Man\u017eelka ve stresu za\u010dala likvidovat zni\u010den\u00e9 v\u011bci a \u010distit, co se dalo, proto\u017ee se ob\u00e1vala, \u017ee mne z toho tref\u00ed, a\u017e se vr\u00e1t\u00edm z pr\u00e1ce.<\/i><\/em><\/p>\n

A tak\u00e9 v\u00a0dom\u00e1cnosti pozor na zv\u00ed\u0159ec\u00ed spolubydl\u00edc\u00ed: Kocour p\u0159eb\u011bhnul p\u0159es induk\u010dn\u00ed desku a zapnul j\u00ed, na desce byl polo\u017een kontaktn\u00ed gril, kter\u00fd se p\u0159itavil k induk\u010dn\u00ed desce, a deska se t\u00edm po\u0161kodila.<\/i><\/em><\/p>\n

Zaj\u00edmav\u00e1 jsou i n\u011bkter\u00e1 hl\u00e1\u0161en\u00ed \u00farazu.<\/b><\/strong><\/p>\n

Otev\u00edral jsem ledni\u010dku s\u00a0t\u00edm, \u017ee vyt\u00e1hnu pol\u00edvku v\u00a0kastrolu. Trochu se mi vylilo na zem, a jak jsem byl nasr..\u0161tvan\u00fd, tak jsem s\u00a0t\u00edm hrncem cht\u011bl hodit, ale hodil jsem piruetu a na t\u00e9 pol\u00edvce jsem uklouznul a spadnul. \u00a0\u00a0<\/i><\/em><\/p>\n

Nebo: Na nohu mu spadl sut s\u00a0piv\u00e9m.<\/i><\/em><\/p>\n

A jedna hl\u00e1\u0161enka na z\u00e1v\u011br: Moj\u00ed \u017een\u011b se zd\u00e1l vjezd do domu p\u0159\u00edli\u0161 \u00fazk\u00fd, tak ho autem trochu roz\u0161\u00ed\u0159ila. <\/i><\/em><\/p>\n

Zdroj Kooperativa, Milan K\u00e1\u0148a<\/strong><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Poji\u0161\u0165ovna Kooperativa ka\u017edoro\u010dn\u011b \u0159e\u0161\u00ed okolo 700 tis\u00edc pojistn\u00fdch ud\u00e1lost\u00ed. To znamen\u00e1 v pr\u016fm\u011bru p\u0159es 2700…<\/p>\n","protected":false},"author":1,"featured_media":14498,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47,35],"tags":[],"class_list":["post-18698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doprava","category-pojisteni"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/18698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18698"}],"version-history":[{"count":2,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/18698\/revisions"}],"predecessor-version":[{"id":18700,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/18698\/revisions\/18700"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/14498"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}