{"id":18932,"date":"2026-01-13T08:53:26","date_gmt":"2026-01-13T08:53:26","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=18932"},"modified":"2026-01-13T08:53:26","modified_gmt":"2026-01-13T08:53:26","slug":"nastup-autonomnich-aut-meni-pravidla-pojisteni-vozidel","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=18932","title":{"rendered":"N\u00e1stup autonomn\u00edch aut m\u011bn\u00ed pravidla poji\u0161t\u011bn\u00ed vozidel"},"content":{"rendered":"

Od 1. ledna 2026 plat\u00ed pr\u00e1vn\u00ed \u00faprava provozu vozidel s podm\u00edn\u011bnou automatizac\u00ed \u0159\u00edzen\u00ed t\u0159et\u00ed \u00farovn\u011b. Jde o automobily, kter\u00e9 v p\u0159esn\u011b vymezen\u00fdch situac\u00edch zvl\u00e1dnou j\u00edzdu samy, zat\u00edmco \u0159idi\u010d mus\u00ed z\u016fstat p\u0159ipraven na v\u00fdzvu syst\u00e9mu neprodlen\u011b a bezpe\u010dn\u011b p\u0159evz\u00edt \u0159\u00edzen\u00ed. Co to znamen\u00e1 pro oblast poji\u0161t\u011bn\u00ed vozidel?<\/strong><\/p>\n

Z\u00e1kon se vztahuje v\u00fdhradn\u011b na schv\u00e1len\u00e1 vozidla a pouze na provozn\u00ed situace, pro kter\u00e9 je automatizovan\u00fd syst\u00e9m homologov\u00e1n. Automatizovan\u00fd re\u017eim se aktivuje jen p\u0159i spln\u011bn\u00ed provozn\u00edch a technick\u00fdch podm\u00ednek stanoven\u00fdch syst\u00e9mem a schv\u00e1len\u00edm vozidla.<\/p>\n

B\u011bhem aktivn\u00edho automatizovan\u00e9ho \u0159\u00edzen\u00ed se \u0159idi\u010d nemus\u00ed v\u011bnovat samotn\u00e9mu \u0159\u00edzen\u00ed ani sledovat dopravn\u00ed situaci. Nad\u00e1le v\u0161ak mus\u00ed z\u016fstat zp\u016fsobil\u00fd vozidlo \u0159\u00eddit a reagovat na v\u00fdzvy syst\u00e9mu. Z\u016fst\u00e1vaj\u00ed zachov\u00e1na standardn\u00ed pravidla: z\u00e1kaz alkoholu, pou\u017e\u00edvat bezpe\u010dnostn\u00ed p\u00e1sy a dodr\u017eovat dal\u0161\u00ed z\u00e1kladn\u00ed pravidla silni\u010dn\u00edho provozu, stejn\u011b jako z\u00e1kaz telefonov\u00e1n\u00ed s mobilem v ruce.<\/p>\n

Z\u00e1kon tak do ur\u010dit\u00e9 m\u00edry p\u0159edb\u00edh\u00e1 sou\u010dasnou realitu. Automatizovan\u00fdch vozidel t\u0159et\u00ed \u00farovn\u011b se ve v\u011bt\u0161\u00edm m\u011b\u0159\u00edtku na \u010desk\u00fdch silnic\u00edch sice je\u0161t\u011b n\u011bkolik let nedo\u010dk\u00e1me, smysl m\u00e1 ale \u00faprava u\u017e dnes.<\/p>\n

\u201e\u010cesko se m\u016f\u017ee st\u00e1t d\u016fle\u017eitou zem\u00ed pro testov\u00e1n\u00ed automatizovan\u00fdch vozidel. M\u00e1 kvalitn\u00ed d\u00e1lni\u010dn\u00ed s\u00ed\u0165, postupn\u011b se rozv\u00edjej\u00edc\u00ed inteligentn\u00ed dopravn\u00ed infrastrukturu i siln\u00e9 technick\u00e9 univerzity a v\u00fdzkumn\u00e1 centra. To v\u0161e m\u016f\u017ee v\u00fdvoj t\u011bchto technologi\u00ed v\u00fdrazn\u011b urychlit<\/i><\/em>,\u201c \u0159\u00edk\u00e1 J\u00e1chym Knedlhans, kter\u00fd m\u00e1 na starost provoz Direct auto Park\u016f.<\/p>\n

Kdo nese odpov\u011bdnost, kdy\u017e auto \u0159\u00edd\u00ed samo <\/b><\/strong><\/p>\n

Ot\u00e1zka odpov\u011bdnosti pat\u0159\u00ed k nejcitliv\u011bj\u0161\u00edm t\u00e9mat\u016fm automatizovan\u00e9ho \u0159\u00edzen\u00ed. Ve t\u0159et\u00edm stupni automatizace mus\u00ed b\u00fdt \u0159idi\u010d p\u0159ipraven neprodlen\u011b p\u0159evz\u00edt \u0159\u00edzen\u00ed, pokud ho k tomu syst\u00e9m vyzve. Pokud v\u00fdzvu ignoruje nebo nereaguje v\u010das, posuzuje se jeho odpov\u011bdnost stejn\u011b, jako by vozidlo \u0159\u00eddil s\u00e1m.<\/p>\n

Jin\u00e1 situace nast\u00e1v\u00e1 ve chv\u00edli, kdy je automatizovan\u00fd re\u017eim aktivn\u00ed a syst\u00e9m \u0159idi\u010de k p\u0159evzet\u00ed \u0159\u00edzen\u00ed v\u016fbec nevyzve. U p\u0159estupk\u016f souvisej\u00edc\u00edch se samotn\u00fdm \u0159\u00edzen\u00edm v takov\u00e9m p\u0159\u00edpad\u011b nenese odpov\u011bdnost ani \u0159idi\u010d, ani provozovatel vozidla. Odpov\u011bdnost se v t\u011bchto p\u0159\u00edpadech p\u0159esouv\u00e1 na v\u00fdrobce vozidla nebo subjekt, kter\u00fd automatizovan\u00fd syst\u00e9m uvedl na trh a garantuje jeho funk\u010dnost v dan\u00fdch situac\u00edch.<\/p>\n

U dopravn\u00edch nehod se \u0161koda bude zpravidla \u0159e\u0161it prost\u0159ednictv\u00edm povinn\u00e9ho ru\u010den\u00ed, podobn\u011b jako dnes. N\u00e1sledn\u011b m\u016f\u017ee doj\u00edt k vym\u00e1h\u00e1n\u00ed n\u00e1hrady po v\u00fdrobci, pokud se prok\u00e1\u017ee, \u017ee p\u0159\u00ed\u010dinou nehody bylo technick\u00e9 selh\u00e1n\u00ed automatizovan\u00e9ho \u0159\u00edzen\u00ed.<\/p>\n

Kl\u00ed\u010dovou roli p\u0159i posuzov\u00e1n\u00ed t\u011bchto p\u0159\u00edpad\u016f sehraj\u00ed data. Vozidla s automatizovan\u00fdm \u0159\u00edzen\u00edm jsou vybavena z\u00e1znamov\u00fdm za\u0159\u00edzen\u00edm, kter\u00e9 umo\u017e\u0148uje zp\u011btn\u011b ov\u011b\u0159it, zda v dan\u00e9m okam\u017eiku \u0159\u00eddil \u010dlov\u011bk, nebo automatizovan\u00fd syst\u00e9m. Pokud tato data nejsou k dispozici nebo nejsou zp\u0159\u00edstupn\u011bna, posuzuje se situace tak, jako by automatizovan\u00fd re\u017eim aktivn\u00ed nebyl.<\/p>\n

Poji\u0161t\u011bn\u00ed se bude muset zm\u011bnit <\/b><\/strong><\/p>\n

Jednotn\u00fd model poji\u0161t\u011bn\u00ed automatizovan\u00fdch vozidel zat\u00edm neexistuje. \u201eSt\u00e1le plat\u00ed, \u017ee za povinn\u00e9 ru\u010den\u00ed je odpov\u011bdn\u00fd provozovatel auta. Situaci ale samoz\u0159ejm\u011b sledujeme a p\u0159ipravujeme se na to, a\u017e prvn\u00ed auta z\u00edskaj\u00ed pot\u0159ebnou homologaci, aby mohla automatizaci \u0159\u00edzen\u00ed t\u0159et\u00ed \u00farovn\u011b skute\u010dn\u011b vyu\u017e\u00edvat. Budeme muset samoz\u0159ejm\u011b \u0159e\u0161it spoustu ot\u00e1zek, nap\u0159\u00edklad to, jak se bude poji\u0161\u0165ovn\u011b prokazovat, jestli za nehodu mohl \u0159idi\u010d, nebo stroj<\/i><\/em>,\u201c uv\u00e1d\u00ed specialista na autopoji\u0161t\u011bn\u00ed z Direct poji\u0161\u0165ovny Jan Dofek.<\/p>\n

Zdroj: Direct poji\u0161\u0165ovna<\/strong><\/p>\n

\"\"<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Od 1. ledna 2026 plat\u00ed pr\u00e1vn\u00ed \u00faprava provozu vozidel s podm\u00edn\u011bnou automatizac\u00ed \u0159\u00edzen\u00ed t\u0159et\u00ed \u00farovn\u011b….<\/p>\n","protected":false},"author":1,"featured_media":18934,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25,35],"tags":[],"class_list":["post-18932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legislativa","category-pojisteni"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/18932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18932"}],"version-history":[{"count":3,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/18932\/revisions"}],"predecessor-version":[{"id":18936,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/18932\/revisions\/18936"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/18934"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}