{"id":2020,"date":"2024-02-08T12:48:20","date_gmt":"2024-02-08T12:48:20","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=2020"},"modified":"2024-02-09T11:14:14","modified_gmt":"2024-02-09T11:14:14","slug":"komercni-banka-snizuje-uhlikovou-stopu","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=2020","title":{"rendered":"Komer\u010dn\u00ed banka sni\u017euje uhl\u00edkovou stopu"},"content":{"rendered":"
\u0160\u00e9f Komer\u010dn\u00ed banky Jan Juchelka reportoval na bilan\u010dn\u00ed tiskov\u00e9 konferenci v\u00fdsledky minul\u00e9ho roku. Banka referuje ni\u017e\u0161\u00ed zisk ne\u017e loni, za negativn\u00edm p\u0159ekvapen\u00edm jsou vy\u0161\u0161\u00ed rizikov\u00e9 n\u00e1klady a pokles \u00farokov\u00fdch p\u0159\u00edjm\u016f. Akcion\u00e1\u0159i ale m\u016f\u017eou po\u010d\u00edtat s rekordn\u00ed dividendou. Hovo\u0159ilo se i o uh\u00edkov\u00e9 stop\u011b.
\n<\/strong><\/div>\n

<\/p>\n

„Skupina Komer\u010dn\u00ed banky sn\u00ed\u017eila oproti roku 2019 uhl\u00edkovou stopu o polovinu a to i d\u00edky n\u00e1kupu elektromobil\u016f do korpor\u00e1tn\u00ed flotily,“ pochlubil se Juchelka.<\/p>\n

Finan\u010dn\u00ed v\u00fdsledky 2023
\n<\/strong><\/p>\n

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\u010cist\u00e9 \u00farokov\u00e9 v\u00fdnosy<\/a> meziro\u010dn\u011b klesly o 12 % na 6 275 mil. K\u010d<\/a>, mezikvart\u00e1ln\u00ed pokles o 4 % je pak zp\u016fsoben\u00a0ukon\u010den\u00edm \u00faro\u010den\u00ed povinn\u00fdch minim\u00e1ln\u00edch rezerv<\/a>. Bez tohoto vlivu by \u010dist\u00e9 \u00farokov\u00e9 v\u00fdnosy<\/a> pokra\u010dovaly\u00a0ji\u017e t\u0159et\u00ed kvart\u00e1l v \u0159ad\u011b v m\u00edrn\u00e9m r\u016fstu<\/a>. R\u016fst<\/a> \u00fav\u011brov\u00e9ho portfolia akceleroval na 5,5 % r<\/a>\/r<\/a> a objem klientsk\u00fdch\u00a0vklad\u016f vzrostl<\/a> o 10 % d\u00edky absenci obvykl\u00e9ho poklesu<\/a> v z\u00e1v\u011bru roku<\/a> souvisej\u00edc\u00edho s optimalizac\u00ed rozvahy v\u00a0souvislosti s odvody<\/a> do regulatorn\u00edch fond\u016f<\/a>. Za p\u0159ekvapiv\u011b siln\u00fdm r\u016fstem<\/a> v\u00fdnos\u016f<\/a> z poplatk\u016f (+9 % r<\/a>\/r<\/a>) jsou\u00a0p\u0159edev\u0161\u00edm v\u00fdnosy<\/a> z prodeje produkt\u016f t\u0159et\u00edch stran<\/a> (+20 % r<\/a>\/r<\/a>).<\/p>\n<\/div>\n

Provozn\u00ed n\u00e1klady byly vy\u0161\u0161\u00ed o 10 % r<\/a>\/r<\/a> kv\u016fli plo\u0161n\u00e9mu zv\u00fd\u0161en\u00ed mezd<\/a> od dubna minul\u00e9ho roku<\/a>, m\u00edrn\u011b\u00a0vy\u0161\u0161\u00edmu po\u010dtu zam\u011bstnanc\u016f<\/a>, vysok\u00e9 inflaci<\/a> a vy\u0161\u0161\u00edm odpis\u016fm souvisej\u00edc\u00edm s investicemi do IT.<\/div>\n
\n

Pod\u00edl nespl\u00e1cen\u00fdch \u00fav\u011br\u016f<\/a> d\u00e1le klesl na 1,8 % (2,0 % ve 3Q). Za vy\u0161\u0161\u00ed tvorbou opravn\u00fdch polo\u017eek je pak z\u00a0velk\u00e9 \u010d\u00e1sti jeden izolovan\u00fd p\u0159\u00edpad v korpor\u00e1tn\u00edm segmentu.<\/p>\n

V\u00fdhled<\/a> pro tento rok<\/a> po\u010d\u00edt\u00e1 s r\u016fstem<\/a> \u00fav\u011br\u016f<\/a> i klientsk\u00fdch vklad\u016f kolem 5 %. R\u016fst<\/a> provozn\u00edch v\u00fdnos\u016f<\/a> by m\u011bl\u00a0b\u00fdt ni\u017e\u0161\u00edm a\u017e st\u0159edn\u00edm jednocifern\u00fdm tempem, provozn\u00ed n\u00e1klady by pak m\u011bly r\u016fst<\/a> pomaleji ne\u017e v\u00fdnosy<\/a> a\u00a0rizikov\u00e9 n\u00e1klady by m\u011bly z\u016fstat pod \u00farovn\u00ed 20-30 b.b., kterou banka<\/a> pova\u017euje v pr\u016fm\u011bru za udr\u017eitelnou\u00a0nap\u0159\u00ed\u010d ekonomick\u00fdm cyklem.<\/p>\n

Na nadch\u00e1zej\u00edc\u00ed valn\u00e9 hromad\u011b<\/a> p\u0159edstavenstvo navrhne vyplatit dividendu<\/a> ve v\u00fd\u0161i 82,66 K\u010d<\/a> na akcii (10,9%\u00a0hrub\u00fd div. v\u00fdnos<\/a>), co\u017e p\u0159edstavuje 100 % zisku<\/a> minul\u00e9ho roku<\/a>. Z\u00e1rove\u0148 pl\u00e1nuje vyplatit 100 % tak\u00e9 ze zisku<\/a>\u00a0tohoto roku<\/a>.<\/p>\n<\/div>\n

\n

Samotn\u00e1 \u010d\u00edsla a v\u00fdhled<\/a> podle na\u0161eho n\u00e1zoru nep\u0159inesly v\u00fdrazn\u011bj\u0161\u00ed p\u0159ekvapen\u00ed, pozitivn\u00ed je pak vysok\u00e1<\/a>\u00a0dividenda<\/a>, kter\u00e1 by dnes m\u011bla b\u00fdt pro akcii banky<\/a> podporou. Konferen\u010dn\u00ed hovor k v\u00fdsledk\u016fm<\/a> banka<\/a> po\u0159\u00e1d\u00e1\u00a0dnes od 14:00.<\/p>\n

Zdroj: TK KB, Erich Handl<\/strong><\/p>\n

\"\"<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u0160\u00e9f Komer\u010dn\u00ed banky Jan Juchelka reportoval na bilan\u010dn\u00ed tiskov\u00e9 konferenci v\u00fdsledky minul\u00e9ho roku. Banka referuje…<\/p>\n","protected":false},"author":1,"featured_media":2021,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-2020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tiskovky"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2020"}],"version-history":[{"count":3,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2020\/revisions"}],"predecessor-version":[{"id":2044,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2020\/revisions\/2044"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/2021"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}