{"id":2239,"date":"2024-02-18T20:09:34","date_gmt":"2024-02-18T20:09:34","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=2239"},"modified":"2024-02-19T06:50:00","modified_gmt":"2024-02-19T06:50:00","slug":"clfa-hlasi-3-nejvetsi-objem-financovani-v-historii","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=2239","title":{"rendered":"\u010cLFA hl\u00e1s\u00ed 13% n\u00e1r\u016fst financov\u00e1n\u00ed"},"content":{"rendered":"

V roce 2023 poskytly \u010dlensk\u00e9 firmy \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) financov\u00e1n\u00ed podnikatel\u016fm a spot\u0159ebitel\u016fm ve v\u00fd\u0161i 189 miliard K\u010d, co\u017e p\u0159edstavuje t\u00e9m\u011b\u0159 13% n\u00e1r\u016fst oproti p\u0159edchoz\u00edmu roku.<\/strong><\/span><\/p>\n

Tento rok se stal nej\u00fasp\u011b\u0161n\u011bj\u0161\u00edm obdob\u00edm od doby finan\u010dn\u00ed krize v roce 2008, p\u0159i\u010dem\u017e kl\u00ed\u010dov\u00fdm faktorem r\u016fstu bylo financov\u00e1n\u00ed vozidel. Na tento segment p\u0159ipadlo p\u0159ibli\u017en\u011b 50% celkov\u00e9ho objemu financov\u00e1n\u00ed, tedy 91 miliard K\u010d, co\u017e znamen\u00e1 22% meziro\u010dn\u00ed n\u00e1r\u016fst.<\/p>\n

\u201eI p\u0159es p\u0159etrv\u00e1vaj\u00edc\u00ed vysok\u00e9 \u00farokov\u00e9 sazby a ochlazen\u00ed dom\u00e1c\u00ed ekonomiky jsme v\u00a0minul\u00e9m roce podpo\u0159ili investice firem i dom\u00e1cnost\u00ed nejvy\u0161\u0161\u00ed financovanou sumou od finan\u010dn\u00ed krize v\u00a0roce 2008. \u010clensk\u00e9 spole\u010dnosti \u010cLFA zachovaly v\u00a0n\u00e1ro\u010dn\u00e9 dob\u011b dostupn\u00e9 financov\u00e1n\u00ed osobn\u00edch a u\u017eitkov\u00fdch automobil\u016f, ale podpo\u0159ily tak\u00e9 realizaci kl\u00ed\u010dov\u00fdch investic do \u00faspor energi\u00ed a budov\u00e1n\u00ed obnoviteln\u00fdch zdroj\u016f energie,\u201c<\/em> uvedla Jana Hanu\u0161ov\u00e1, p\u0159edsedkyn\u011b p\u0159edstavenstva \u010cesk\u00e9 Leasingov\u00e9 a finan\u010dn\u00ed asociace.<\/p>\n

Od bl\u00ed\u017e\u00edc\u00edho se spu\u0161t\u011bn\u00ed dota\u010dn\u00edho programu Ministerstva pr\u016fmyslu a obchodu \u010cR na podporu prodej\u016f bezemisn\u00edch vozidel o\u010dek\u00e1v\u00e1 \u010cLFA pot\u0159ebn\u00fd impulz popt\u00e1vky po n\u00edzkoemisn\u00edch automobilech. \u201eTento program je d\u016fle\u017eit\u00fd nejen pro absolutn\u00ed r\u016fst po\u010dtu bezemisn\u00edch vozidel v\u00a0dom\u00e1c\u00edm vozov\u00e9m parku. Jde o d\u016fle\u017eit\u00fd sign\u00e1l, \u017ee emise vozidla hraj\u00ed roli. A \u017ee i \u010cesk\u00e1 republika sm\u011b\u0159uje k\u00a0n\u00edzkoemisn\u00ed budoucnosti v\u00a0doprav\u011b,\u201c<\/em> dodala Jana Hanu\u0161ov\u00e1.<\/p>\n

V\u00fdvoj trhu specializovan\u00e9ho financov\u00e1n\u00ed v \u010cR<\/strong><\/p>\n

Celkov\u00fd objem financov\u00e1n\u00ed firem a dom\u00e1cnost\u00ed se v roce 2023 zv\u00fd\u0161il o 13 % na 189 miliard korun. Na financov\u00e1n\u00ed firemn\u00edch investic a provozu bylo ur\u010deno 159 miliard korun (+14 %), zb\u00fdvaj\u00edc\u00edch 30 miliard korun (+6 %) p\u0159ipadlo na \u00fav\u011bry a leasing pro spot\u0159ebitele. Souhrnn\u00e9 pohled\u00e1vky \u010dlen\u016f \u010cLFA z b\u011b\u017e\u00edc\u00edch leasingov\u00fdch a \u00fav\u011brov\u00fdch kontrakt\u016f nepatrn\u011b p\u0159es\u00e1hly hranici 300 miliard korun. V porovn\u00e1n\u00ed
\ns koncem roku 2022 se zv\u00fd\u0161ily o 11 %.<\/p>\n

Hodnota pohled\u00e1vek postoupen\u00fdch podnikateli v r\u00e1mci factoringu loni dos\u00e1hla 288 miliard korun, v\u00a0porovn\u00e1n\u00ed s rokem 2022 se zv\u00fd\u0161ila o 1 %. V\u00fd\u0161e prost\u0159edk\u016f poskytnut\u00fdch klient\u016fm v r\u00e1mci factoringu meziro\u010dn\u011b stoupla o 9 % na 34 miliard korun.<\/p>\n

Na financov\u00e1n\u00ed silni\u010dn\u00edch dopravn\u00edch prost\u0159edk\u016f poskytli \u010dlenov\u00e9 \u010cLFA 91 miliard korun, o 22 % v\u00edce ne\u017e v roce 2022. Z\u00a0t\u00e9to sumy bylo 43 miliard korun ur\u010deno na po\u0159\u00edzen\u00ed v\u00edce ne\u017e 67 tis\u00edc nov\u00fdch osobn\u00edch voz\u016f. V\u00fdznamn\u011b vzrostl pod\u00edl nov\u00fdch vozidel financovan\u00fdch prost\u0159ednictv\u00edm \u010dlen\u016f \u010cLFA. \u010clensk\u00e9 spole\u010dnosti \u010cLFA financovaly v\u00a0roce 2023 t\u00e9m\u011b\u0159 t\u0159etinu v\u0161ech nov\u00fdch osobn\u00edch automobil\u016f prvn\u011b registrovan\u00fdch v \u010cesk\u00e9 republice.<\/p>\n

Rozlo\u017een\u00ed prost\u0159edk\u016f poskytnut\u00fdch v roce 2023 (srovn\u00e1n\u00ed s rokem 2022)<\/strong><\/p>\n\n\n\n\n\n\n\n
<\/td>\ncelkov\u00fd objem v\u00a0mld. K\u010d<\/strong><\/p>\n

(2023)<\/strong><\/td>\n

celkov\u00fd objem v\u00a0mld. K\u010d<\/strong><\/p>\n

(2022)<\/strong><\/td>\n

zm\u011bna v %<\/strong><\/td>\n<\/tr>\n
 <\/p>\n

financov\u00e1n\u00ed podnikatelsk\u00fdch investic <\/strong><\/p>\n

(finan\u010dn\u00ed a operativn\u00ed leasing, <\/strong><\/p>\n

podnikatelsk\u00e9 \u00fav\u011bry, leasing nemovitost\u00ed)<\/strong><\/td>\n

124,90<\/td>\n107,86<\/td>\n+15,8 %<\/td>\n<\/tr>\n
 <\/p>\n

financov\u00e1n\u00ed firemn\u00edho provozu <\/strong><\/p>\n

(factoring)<\/strong><\/td>\n

33,97<\/td>\n31,11<\/td>\n+9,2 %<\/td>\n<\/tr>\n
 <\/p>\n

financov\u00e1n\u00ed dom\u00e1cnost\u00ed<\/strong><\/p>\n

(spot\u0159ebitelsk\u00e9 \u00fav\u011bry,<\/strong><\/p>\n

spot\u0159ebitelsk\u00fd leasing)<\/strong><\/td>\n

29,63<\/td>\n27,93<\/td>\n+6,1 %<\/td>\n<\/tr>\n
\u00a0<\/strong><\/p>\n

CELKEM<\/strong><\/td>\n

188,50<\/td>\n166,90<\/td>\n+12,9 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Pozn.: \u00dadaje za factoring poskytla Asociace factoringov\u00fdch spole\u010dnost\u00ed \u010cesk\u00e9 republiky.<\/em><\/p>\n

V oblasti podnikatelsk\u00e9ho financov\u00e1n\u00ed reprezentuj\u00ed \u010dlensk\u00e9 spole\u010dnosti \u010cLFA 88 % finan\u010dn\u00edho trhu v\u00a0\u010cesku. U\u00a0spot\u0159ebitelsk\u00e9ho financov\u00e1n\u00ed jde 87 % trhu. U factoringu dosahuje pod\u00edl \u010dlensk\u00fdch spole\u010dnost\u00ed dokonce 97 % trhu.<\/p>\n

Zdroj: \u010cLFA<\/strong><\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

V roce 2023 poskytly \u010dlensk\u00e9 firmy \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) financov\u00e1n\u00ed podnikatel\u016fm a…<\/p>\n","protected":false},"author":1,"featured_media":2240,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,10],"tags":[],"class_list":["post-2239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing","category-statistika"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2239"}],"version-history":[{"count":3,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2239\/revisions"}],"predecessor-version":[{"id":2243,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2239\/revisions\/2243"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/2240"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}