{"id":2311,"date":"2024-02-21T11:10:50","date_gmt":"2024-02-21T11:10:50","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=2311"},"modified":"2024-02-21T11:10:50","modified_gmt":"2024-02-21T11:10:50","slug":"cba-trh-nemovitosti-zaziva-oziveni","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=2311","title":{"rendered":"\u010cBA: trh nemovitost\u00ed za\u017e\u00edv\u00e1 o\u017eiven\u00ed"},"content":{"rendered":"<p><b><strong>\u010cBA svolala na 21. \u00fanora tiskovou konferenci k v\u00fdvoji tuzemsk\u00e9ho realitn\u00edho trhu. Ten za\u017e\u00edv\u00e1 od lo\u0148sk\u00e9ho jara z pohledu po\u010dtu transakc\u00ed r\u016fst u v\u0161ech typ\u016f nemovitost\u00ed. <\/strong><\/b><span id=\"more-679\"><\/span><!--more--><\/p>\n<p>Prodeje u novostaveb v posledn\u00edm \u010dtvrtlet\u00ed meziro\u010dn\u011b vzrostly t\u00e9m\u011b\u0159 dvojn\u00e1sobn\u011b, u star\u0161\u00edch byt\u016f to bylo o 49 % a prodeje rodinn\u00fdch dom\u016f pos\u00edlily o 45 %. Jde tak o v\u00fdrazn\u00e9 o\u017eiven\u00ed, zejm\u00e9na po skokov\u00e9m propadu cel\u00e9ho trhu ve druh\u00e9 polovin\u011b roku 2022. Vy\u0161\u0161\u00ed z\u00e1jem byl tak\u00e9 o \u00fav\u011bry na bydlen\u00ed. Ceny star\u0161\u00edch byt\u016f v lo\u0148sk\u00e9m roce poklesly v pr\u016fm\u011bru o 7 %.<\/p>\n<h5><b><strong>Pokles ceny byl m\u00edrn\u00fd a men\u0161\u00ed, ne\u017e se o\u010dek\u00e1valo<\/strong><\/b><\/h5>\n<p>V\u00fdvoj cen je t\u0159eba hodnotit v kontextu r\u016fznorod\u00e9ho v\u00fdvoje v jednotliv\u00fdch \u010dtvrtlet\u00edch posledn\u00edch dvou let, kdy ceny klesaly zejm\u00e9na mezi t\u0159et\u00edm \u010dtvrtlet\u00edm 2022 a\u017e druh\u00fdm \u010dtvrtlet\u00edm 2023 a naopak od t\u0159et\u00edho \u010dtvrtlet\u00ed 2023 ji\u017e stagnovaly nebo m\u00edrn\u011b rostly. Ceny star\u0161\u00edch byt\u016f se tak v posledn\u00edm \u010dtvrtlet\u00ed 2023 oproti posledn\u00edmu \u010dtvrtlet\u00ed 2022 sn\u00ed\u017eily jen o 4,4 %, v pr\u016fm\u011bru vych\u00e1zel metr \u010dtvere\u010dn\u00ed na 60 tis\u00edc korun. Cihlov\u00e9 domy si oproti panelov\u00fdm dom\u016fm dr\u017eely v\u00fdrazn\u011b vy\u0161\u0161\u00ed cenu. V\u00fdrazn\u011bj\u0161\u00ed pokles cen u star\u0161\u00edch byt\u016f byl v Praze, kde se propad pohyboval okolo 6,8 %, podobn\u00e9 to bylo i u novostaveb v hlavn\u00edm m\u011bst\u011b. Naopak na celorepublikov\u00e9 \u00farovni se ceny novostaveb b\u011bhem roku 2023 sn\u00ed\u017eily pouze o 0,1 %. Za rodinn\u00e9 domy lid\u00e9 zaplatili o 5,5 % m\u00e9n\u011b, v Praze ale o 0,5 % zdra\u017eily.<\/p>\n<h5><b><strong>Tabulka 1: Ceny nemovitost\u00ed na konci roku 2023<\/strong><\/b><\/h5>\n<table width=\"538\">\n<tbody>\n<tr>\n<td rowspan=\"2\" width=\"99\"><b><strong>Nemovitost<\/strong><\/b><\/td>\n<td colspan=\"2\" width=\"146\"><b><strong>Star\u0161\u00ed byt (K\u010d\/m<sup>2<\/sup>)<\/strong><\/b><\/td>\n<td colspan=\"2\" width=\"180\"><b><strong>Novostavba (K\u010d\/m<sup>2<\/sup>)<\/strong><\/b><\/td>\n<td rowspan=\"2\" width=\"114\"><b><strong>Rodinn\u00fd d\u016fm (mil. K\u010d)<\/strong><\/b><\/td>\n<\/tr>\n<tr>\n<td width=\"64\">cihla<\/td>\n<td width=\"82\">panel<\/td>\n<td width=\"96\">prvoprodej<\/td>\n<td width=\"85\">p\u0159eprodej<\/td>\n<\/tr>\n<tr>\n<td width=\"99\"><b><strong>Pr\u016fm\u011brn\u00e1 cena<\/strong><\/b><\/td>\n<td width=\"64\">67 500<\/td>\n<td width=\"82\">55 000<\/td>\n<td width=\"96\">119 100<\/td>\n<td width=\"85\">110 000<\/td>\n<td width=\"114\">5,16<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h5><b><strong>Aktivita realitn\u00edho trhu se navrac\u00ed k dlouhodob\u00e9mu norm\u00e1lu\u00a0<\/strong><\/b><\/h5>\n<p>Aktivita trhu v posledn\u00edm \u010dtvrtlet\u00ed lo\u0148sk\u00e9ho roku rostla v porovn\u00e1n\u00ed se stejn\u00fdm obdob\u00edm roku 2022 u novostaveb dvojcifern\u00fdm tempem, u star\u0161\u00ed bytov\u00e9 z\u00e1stavby byl z\u00e1jem ni\u017e\u0161\u00ed, p\u0159esto \u0161lo o dvojcifern\u00fd r\u016fst \u2013 na celorepublikov\u00e9 \u00farovni dos\u00e1hl 49 % a v hlavn\u00edm m\u011bst\u011b 55 %. I prodeje rodinn\u00fdch dom\u016f ve \u010dtvrt\u00e9m \u010dtvrtlet\u00ed lo\u0148sk\u00e9ho roku v\u00fdrazn\u011b pos\u00edlily, a to o 45 %.<\/p>\n<p>Loni se v \u010cesku postavilo t\u00e9m\u011b\u0159 tis\u00edc nov\u00fdch bytov\u00fdch dom\u016f a 22 a p\u016fl tis\u00edce rodinn\u00fdch dom\u016f. V novostavb\u00e1ch vzniklo necel\u00fdch 12 a p\u016fl tis\u00edce byt\u016f.<\/p>\n<p>\u201eTrh byl, zejm\u00e9na ve druh\u00e9 polovin\u011b roku 2023, ji\u017e mnohem aktivn\u011bj\u0161\u00ed ne\u017e v p\u0159ede\u0161l\u00fdch \u010dty\u0159ech \u010dtvrtlet\u00edch. A d\u00e1 se tedy \u0159\u00edci, \u017ee se postupn\u011b bl\u00ed\u017e\u00edme k norm\u00e1ln\u00edmu chov\u00e1n\u00ed mezi nab\u00eddkou a popt\u00e1vkou, kter\u00e9 zde bylo p\u0159ed v\u00e1lkou a p\u0159ed p\u0159ehnan\u00fdm boomem roku 2021. Sou\u010dasn\u00e1 vysok\u00e1 \u010d\u00edsla meziro\u010dn\u00edho r\u016fstu, kdy se nap\u0159. po\u010det prodej\u016f nov\u00fdch byt\u016f meziro\u010dn\u011b v Praze v\u00edce ne\u017e zdvojn\u00e1sobil, ale mus\u00edme vn\u00edmat jako r\u016fst ze zcela zamrzl\u00e9ho trhu, na kter\u00e9m se po dobu jednoho roku t\u00e9m\u011b\u0159 nic neobchodovalo. Nyn\u00ed se toti\u017e meziro\u010dn\u011b porovn\u00e1v\u00e1me s \u010dtvrtlet\u00edmi, ve kter\u00fdch se prodalo historicky nejm\u00e9n\u011b byt\u016f za posledn\u00edch 20 let. L\u00e9pe tak situaci vystihuje hodnocen\u00ed, \u017ee jsme se v z\u00e1v\u011bru 2023 dostali na obdobnou aktivitu, jako byla na konci roku 2020,\u201c \u0159\u00edk\u00e1\u00a0<b><strong>Milan Ro\u010dek, CEO spole\u010dnosti Dataligence.<\/strong><\/b><\/p>\n<h5><b><strong>O\u017eiven\u00ed realitn\u00edho trhu podpo\u0159il vy\u0161\u0161\u00ed z\u00e1jem o hypot\u00e9ky<\/strong><\/b><\/h5>\n<p>Hypote\u010dn\u00ed trh dos\u00e1hl sv\u00e9ho dna ve druh\u00e9 polovin\u011b roku 2022. Jeho postupn\u00e9 o\u017e\u00edv\u00e1n\u00ed v pr\u016fb\u011bhu n\u00e1sleduj\u00edc\u00edho roku napomohlo rozmrznut\u00ed realitn\u00edho trhu. D\u016fvodem vy\u0161\u0161\u00edho z\u00e1jmu o hypot\u00e9ky bylo p\u0159edev\u0161\u00edm sni\u017eov\u00e1n\u00ed \u00farokov\u00fdch sazeb, kter\u00e9 rostly od konce roku 2021 a k jejich postupn\u00e9mu sni\u017eov\u00e1n\u00ed za\u010dalo doch\u00e1zet a\u017e za\u010d\u00e1tkem lo\u0148sk\u00e9ho roku. Objem poskytnut\u00fdch hypot\u00e9k se tak loni dostal na horn\u00ed hranici odhad\u016f ze za\u010d\u00e1tku roku. To umo\u017enilo i postupn\u00fd r\u016fst prodej\u016f nemovitost\u00ed.<\/p>\n<p>\u201ePostupn\u00e9 zotavov\u00e1n\u00ed hypote\u010dn\u00edho trhu v lo\u0148sk\u00e9m roce bylo z\u0159ejm\u011b zp\u016fsobeno kombinac\u00ed faktor\u016f, od uvoln\u011bn\u00ed pravidel v oblasti p\u0159\u00edjmov\u00fdch ukazatel\u016f ze strany \u010cNB, po m\u00edrn\u00fd pokles cen nemovitost\u00ed \u010di m\u00edrn\u00fd pokles hypote\u010dn\u00edch sazeb. Svou roli sehr\u00e1la i odlo\u017een\u00e1 popt\u00e1vka z p\u0159ede\u0161l\u00e9ho obdob\u00ed. V leto\u0161n\u00edm roce by m\u011bl hypote\u010dn\u00ed trh d\u00e1le o\u017eivovat a za cel\u00fd rok lze o\u010dek\u00e1vat dvoucifern\u00fd r\u016fst, st\u00e1le se v\u0161ak patrn\u011b nedostane na \u00farovn\u011b p\u0159edpandemick\u00fdch let,\u201c \u0159\u00edk\u00e1\u00a0<b><strong>Jakub Seidler, hlavn\u00ed ekonom \u010cesk\u00e9 bankovn\u00ed asociace.<\/strong><\/b><\/p>\n<h5><b><strong>Rozd\u00edl mezi p\u0159\u00edjmy dom\u00e1cnost\u00ed a cenami nemovitost\u00ed se sn\u00ed\u017eil<\/strong><\/b><\/h5>\n<p>\u010cesko si v r\u00e1mci mezin\u00e1rodn\u00edho srovn\u00e1n\u00ed m\u00edrn\u011b polep\u0161ilo, nicm\u00e9n\u011b nerovnov\u00e1ha mezi cenami nemovitost\u00ed a p\u0159\u00edjmy dom\u00e1cnost\u00ed p\u0159etrv\u00e1v\u00e1. Z pohledu v\u00fdvoje cen nemovitost\u00ed v Evropsk\u00e9 unii pat\u0159\u00ed \u010cesko z dlouhodob\u011bj\u0161\u00edho pohledu mezi zem\u011b s nejvy\u0161\u0161\u00ed dynamikou r\u016fstu, a to i p\u0159es m\u00edrn\u00e9 zlevn\u011bn\u00ed v lo\u0148sk\u00e9m roce. Za posledn\u00edch 10 let stouply ceny nemovitost\u00ed v tuzemsku o 125 %, unijn\u00ed pr\u016fm\u011br p\u0159itom byl \u201ejen\u201c 55 %.<\/p>\n<p>I p\u0159esto, \u017ee jsou nemovitosti v pom\u011bru ke mzd\u00e1m velmi drah\u00e9 a \u00farokov\u00e9 sazby vysok\u00e9, tak se pod\u00edl \u00fav\u011br\u016f na bydlen\u00ed s pot\u00ed\u017eemi se spl\u00e1cen\u00edm pohybuje st\u00e1le na historicky nejni\u017e\u0161\u00edch \u00farovn\u00edch. Koncem lo\u0148sk\u00e9ho roku byl pod\u00edl nev\u00fdkonn\u00fdch hypote\u010dn\u00edch \u00fav\u011br\u016f 0,61 %, je tedy pod sv\u00fdm dlouhodob\u00fdm pr\u016fm\u011brem posledn\u00edch 20 let (1,8 %).<\/p>\n<p>\u201e\u010cesk\u00e1 republika pat\u0159ila v roce 2022 na \u0161pi\u010dku v mezin\u00e1rodn\u00edm srovn\u00e1n\u00ed zem\u00ed, kde r\u016fst cen nemovitost\u00ed v posledn\u00edch letech v\u00fdrazn\u011b p\u0159edb\u011bhl r\u016fst p\u0159\u00edjm\u016f dom\u00e1cnost\u00ed. Z tohoto pohledu p\u0159inesl lo\u0148sk\u00fd rok m\u00edrnou korekci, st\u00e1le v\u0161ak z\u016fst\u00e1vaj\u00ed tyto n\u016f\u017eky v\u00fdrazn\u011b rozev\u0159en\u00e9 a \u010cR se nad\u00e1le dr\u017e\u00ed v mezin\u00e1rodn\u00edm srovn\u00e1n\u00ed na p\u0159edn\u00edch m\u00edstech nedostupnosti bydlen\u00ed,\u201c dopl\u0148uje\u00a0<b><strong>Jakub Seidler, hlavn\u00ed ekonom \u010cesk\u00e9 bankovn\u00ed asociace.<\/strong><\/b><\/p>\n<h5><b><strong>Do budoucna \u010dekejme stagnaci a m\u00edrn\u00fd r\u016fst cen<\/strong><\/b><\/h5>\n<p>Pokud nevstoup\u00ed v nejbli\u017e\u0161\u00edch m\u011bs\u00edc\u00edch na \u010desk\u00fd reziden\u010dn\u00ed trh n\u011bco v\u00fdjime\u010dn\u011b negativn\u00edho a ne\u010dekan\u00e9ho, tak se zd\u00e1, \u017ee v\u011bt\u0161ina v\u00fdchoz\u00edch parametr\u016f, kter\u00e9 budou ovliv\u0148ovat letos trh s bydlen\u00edm, bude sm\u011b\u0159ovat k dal\u0161\u00edmu o\u017eiven\u00ed trhu. Ustoupen\u00ed v\u011bt\u0161iny dosavadn\u00edch negativn\u00edch vliv\u016f vytvo\u0159\u00ed na realitn\u00edm trhu mnohem p\u0159\u00edzniv\u011bj\u0161\u00ed prost\u0159ed\u00ed, ne\u017e bylo v posledn\u00edch dvou letech.<\/p>\n<p>U novostaveb p\u0159edpokl\u00e1d\u00e1me, \u017ee pokud dojde k r\u016fstu popt\u00e1vky, m\u016f\u017eeme o\u010dek\u00e1vat omezen\u00ed marketingov\u00fdch pob\u00eddek ze strany developer\u016f, kter\u00e9 prim\u00e1rn\u011b st\u00e1ly za m\u00edrn\u00fdm sn\u00ed\u017een\u00edm cen novostaveb v prvn\u00ed polovin\u011b roku 2023.<\/p>\n<p>U star\u0161\u00edch byt\u016f pak p\u0159edpokl\u00e1d\u00e1me, \u017ee stejn\u011b jako se to ji\u017e stalo v minulosti, tak i nyn\u00ed m\u016f\u017eeme o\u010dek\u00e1vat, \u017ee v\u00fdvoj cen star\u0161\u00edch byt\u016f bude ovlivn\u011bn v\u00fdvojem cen novostaveb a trendem roku 2024 na trhu star\u0161\u00edch byt\u016f bude m\u00edrn\u00fd r\u016fst cen.<\/p>\n<p><strong>Zdroj: TK \u010cBA, Erich Handl, Churchill<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-685\" src=\"https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2024\/02\/CBA-TK-nemovitosti-2024-300x225.jpg\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" srcset=\"https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2024\/02\/CBA-TK-nemovitosti-2024-300x225.jpg 300w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2024\/02\/CBA-TK-nemovitosti-2024-1024x768.jpg 1024w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2024\/02\/CBA-TK-nemovitosti-2024-768x576.jpg 768w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2024\/02\/CBA-TK-nemovitosti-2024-1536x1152.jpg 1536w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2024\/02\/CBA-TK-nemovitosti-2024.jpg 2040w\" alt=\"\" width=\"300\" height=\"225\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cBA svolala na 21. \u00fanora tiskovou konferenci k v\u00fdvoji tuzemsk\u00e9ho realitn\u00edho trhu. Ten za\u017e\u00edv\u00e1 od&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2312,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,20],"tags":[],"class_list":["post-2311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyza","category-tiskovky"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2311"}],"version-history":[{"count":1,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2311\/revisions"}],"predecessor-version":[{"id":2313,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2311\/revisions\/2313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/2312"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}