{"id":23936,"date":"2026-08-14T08:45:52","date_gmt":"2026-08-14T08:45:52","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=23936"},"modified":"2026-08-14T08:47:46","modified_gmt":"2026-08-14T08:47:46","slug":"clfa-leasing-a-uvery-v-1-pololeti-dal-rostly","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=23936","title":{"rendered":"\u010cLFA: Leasing a \u00fav\u011bry v 1. pololet\u00ed rostly"},"content":{"rendered":"<p><strong><b>Data \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) za 1. pololet\u00ed 2026 ukazuj\u00ed, \u017ee \u010dlensk\u00e9 spole\u010dnosti poskytly podnik\u016fm i dom\u00e1cnostem financov\u00e1n\u00ed v celkov\u00e9 v\u00fd\u0161i 138 mld. K\u010d, co\u017e p\u0159edstavuje meziro\u010dn\u00ed r\u016fst o 9 %. V\u00fdsledky potvrzuj\u00ed, \u017ee leasing, \u00fav\u011bry a factoring jsou motorem investic, modernizace firem, spot\u0159ebitelsk\u00fdch v\u00fddaj\u016f i mobility.<\/b><\/strong><span id=\"more-4527\"><\/span><!--more--><\/p>\n<p><strong><b>Siln\u00fd r\u016fst financov\u00e1n\u00ed podnik\u016f<\/b><\/strong><\/p>\n<p>Podnikatelsk\u00e9 subjekty z\u00edskaly prost\u0159ednictv\u00edm \u010dlen\u016f \u010cLFA 120,5 mld. K\u010d, tedy o 10 mld. K\u010d v\u00edce ne\u017e loni. To znamen\u00e1 meziro\u010dn\u00ed r\u016fst p\u0159es 9 %. Mimobankovn\u00ed financov\u00e1n\u00ed tak v\u00fdznamn\u011b podporuje investice do stroj\u016f, technologi\u00ed, infrastruktury i provozu firem \u2013 oblast\u00ed, kter\u00e9 jsou kl\u00ed\u010dov\u00e9 pro konkurenceschopnost \u010desk\u00e9 ekonomiky. Skute\u010dnost, \u017ee se \u010desk\u00e9mu pr\u016fmyslu da\u0159\u00ed, potvrzuje i \u010cesk\u00fd statistick\u00fd \u00fa\u0159ad, podle kter\u00e9ho pr\u016fmyslov\u00e1 produkce ke konci \u010dervna zaznamenala meziro\u010dn\u00ed r\u016fst o 4,0 %.<\/p>\n<p>Dom\u00e1cnosti vyu\u017eily mimobankovn\u00ed financov\u00e1n\u00ed ve v\u00fd\u0161i t\u00e9m\u011b\u0159 17,5 mld. K\u010d, co\u017e je r\u016fst o 7 %. Spot\u0159ebitelsk\u00e9 \u00fav\u011bry tak nad\u00e1le dopl\u0148uj\u00ed bankovn\u00ed financov\u00e1n\u00ed a pom\u00e1haj\u00ed stabilizovat popt\u00e1vku.<\/p>\n<blockquote><p><em><i>\u201eMimobankovn\u00ed financov\u00e1n\u00ed dnes p\u0159edstavuje jeden z nejstabiln\u011bj\u0161\u00edch zdroj\u016f kapit\u00e1lu v \u010desk\u00e9 ekonomice. Pom\u00e1h\u00e1 firm\u00e1m investovat, modernizovat v\u00fdrobu a udr\u017eet konkurenceschopnost v dob\u011b, kdy je tlak na inovace siln\u011bj\u0161\u00ed ne\u017e kdy d\u0159\u00edv. Data za prvn\u00ed pololet\u00ed jasn\u011b ukazuj\u00ed, \u017ee leasing, \u00fav\u011bry a factoring nejsou jen dopl\u0148kem bankovn\u00edho sektoru \u2013 jsou skute\u010dn\u00fdm motorem r\u016fstu. Bez t\u00e9to formy financov\u00e1n\u00ed by \u010desk\u00e9 podniky investovaly pomaleji a dom\u00e1cnosti by m\u011bly k modern\u00edmu zbo\u017e\u00ed a slu\u017eb\u00e1m v\u00fdrazn\u011b slo\u017eit\u011bj\u0161\u00ed cestu,\u201c<\/i><\/em>\u00a0uvedla Jana Hanu\u0161ov\u00e1, p\u0159edsedkyn\u011b p\u0159edstavenstva \u010cLFA.<\/p>\n<figure id=\"attachment_259\" class=\"wp-caption alignnone\" aria-describedby=\"caption-attachment-259\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-259\" src=\"https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2023\/12\/Foto_JanaHanusova-300x200.jpg\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" srcset=\"https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2023\/12\/Foto_JanaHanusova-300x200.jpg 300w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2023\/12\/Foto_JanaHanusova-1024x683.jpg 1024w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2023\/12\/Foto_JanaHanusova-768x512.jpg 768w, https:\/\/www.czechbanking.cz\/wp-content\/uploads\/2023\/12\/Foto_JanaHanusova.jpg 1500w\" alt=\"\" width=\"300\" height=\"200\" \/><figcaption id=\"caption-attachment-259\" class=\"wp-caption-text\">Jana Hanu\u0161ov\u00e1<\/figcaption><\/figure>\n<\/blockquote>\n<p><strong><b>Motor \u010desk\u00e9 mobility<\/b><\/strong><\/p>\n<p>\u010clensk\u00e9 spole\u010dnosti \u010cLFA financovaly v 1. pololet\u00ed 2026 silni\u010dn\u00ed dopravn\u00ed prost\u0159edky \u010d\u00e1stkou 56 mld. K\u010d, tedy 40 % celkov\u00e9 financovan\u00e9 \u010d\u00e1stky. Z\u00a0toho 28 mld. K\u010d bylo ur\u010deno na po\u0159\u00edzen\u00ed 41 224 nov\u00fdch osobn\u00edch voz\u016f, co\u017e p\u0159edstavuje 32 % v\u0161ech nov\u00fdch registrac\u00ed v \u010cR. Mimobankovn\u00ed financov\u00e1n\u00ed tak z\u00e1sadn\u011b ovliv\u0148uje obnovu vozov\u00e9ho parku, modernizaci firemn\u00edch flotil i dostupnost nov\u00fdch automobil\u016f pro dom\u00e1cnosti.<\/p>\n<p>Financov\u00e1n\u00ed stroj\u016f a za\u0159\u00edzen\u00ed dos\u00e1hlo 19 mld. K\u010d, co\u017e je meziro\u010dn\u00ed r\u016fst o 8 %. Tato oblast je kl\u00ed\u010dov\u00e1 pro automatizaci, digitalizaci a modernizaci \u010desk\u00e9ho pr\u016fmyslu \u2013 tedy pro t\u00e9mata, kter\u00e1 p\u0159\u00edmo ovliv\u0148uj\u00ed produktivitu a dlouhodob\u00fd r\u016fst ekonomiky.<\/p>\n<p><strong><b>Mimobankovn\u00ed sektor \u010cLFA spravuje t\u00e9m\u011b\u0159 milion aktivn\u00edch smluv<\/b><\/strong><\/p>\n<p>V\u00a0prvn\u00edm pololet\u00ed leto\u0161n\u00edho roku bylo uzav\u0159eno 214 573 nov\u00fdch obchod\u016f (pokles o 8 %), co\u017e odr\u00e1\u017e\u00ed vy\u0161\u0161\u00ed pr\u016fm\u011brnou hodnotu financovan\u00fdch projekt\u016f. Celkem \u010dlensk\u00e9 spole\u010dnosti \u010cLFA spravuj\u00ed 977 tis\u00edc aktivn\u00edch smluv. Pohled\u00e1vky z b\u011b\u017e\u00edc\u00edch obchod\u016f dos\u00e1hly 375 mld. K\u010d, co\u017e je r\u016fst o 2,9 % oproti konci roku 2025. Mimobankovn\u00ed financov\u00e1n\u00ed tak p\u0159edstavuje stabiln\u00ed a robustn\u00ed \u010d\u00e1st finan\u010dn\u00edho trhu, kter\u00e1 dlouhodob\u011b dopl\u0148uje bankovn\u00ed sektor a zaji\u0161\u0165uje dostupnost kapit\u00e1lu pro firmy i dom\u00e1cnosti.<\/p>\n<p>\u010cesk\u00e1 leasingov\u00e1 a finan\u010dn\u00ed asociace sdru\u017euje 34 specializovan\u00fdch finan\u010dn\u00edch spole\u010dnost\u00ed. Jej\u00ed \u010dlenov\u00e9 reprezentuj\u00ed:<\/p>\n<ul>\n<li>86 % trhu specializovan\u00e9ho podnikatelsk\u00e9ho financov\u00e1n\u00ed<\/li>\n<li>83 % trhu spot\u0159ebitelsk\u00e9ho financov\u00e1n\u00ed<\/li>\n<li>95 % trhu factoringu<\/li>\n<\/ul>\n<p><strong>Tabulka: Rozlo\u017een\u00ed prost\u0159edk\u016f poskytnut\u00fdch \u010dleny \u010cLFA za prvn\u00ed pololet\u00ed roku 2026 podle \u00fa\u010delu <\/strong><\/p>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"325\"><\/td>\n<td width=\"230\"><strong><b>celkov\u00fd objem v\u00a0mld. K\u010d <\/b><\/strong><\/p>\n<p><strong><b>(prvn\u00ed pololet\u00ed 202<\/b><\/strong>6<strong><b>)<\/b><\/strong><\/td>\n<td width=\"206\"><strong><b>celkov\u00fd objem v\u00a0mld. K\u010d <\/b><\/strong><\/p>\n<p><strong><b>(prvn\u00ed pololet\u00ed 202<\/b><\/strong>5<strong><b>)<\/b><\/strong><\/td>\n<td width=\"156\"><strong><b>zm\u011bna v %<\/b><\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"325\">&nbsp;<\/p>\n<p><strong><b>financov\u00e1n\u00ed podnikatelsk\u00fdch investic a provozu <\/b><\/strong><\/p>\n<p><strong><b>(finan\u010dn\u00ed a operativn\u00ed leasing, <\/b><\/strong><\/p>\n<p><strong><b>podnikatelsk\u00e9 \u00fav\u011bry, leasing nemovitost\u00ed, factoring)<\/b><\/strong><\/td>\n<td width=\"230\">120,49<\/td>\n<td width=\"206\">110,18<\/td>\n<td width=\"156\">9,4 %<\/td>\n<\/tr>\n<tr>\n<td width=\"325\">&nbsp;<\/p>\n<p><strong><b>financov\u00e1n\u00ed dom\u00e1cnost\u00ed<\/b><\/strong><\/p>\n<p><strong><b>(spot\u0159ebitelsk\u00e9 \u00fav\u011bry,<\/b><\/strong><\/p>\n<p><strong><b>spot\u0159ebitelsk\u00fd leasing)<\/b><\/strong><\/td>\n<td width=\"230\">17,47<\/td>\n<td width=\"206\">16,34<\/td>\n<td width=\"156\">7,0 %<\/td>\n<\/tr>\n<tr>\n<td width=\"325\"><strong><b>CELKEM<\/b><\/strong><\/td>\n<td width=\"230\"><strong><b>137,97<\/b><\/strong><\/td>\n<td width=\"206\"><strong><b>126,52<\/b><\/strong><\/td>\n<td width=\"156\"><strong><b>9,1 %<\/b><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u00a0<\/strong><\/p>\n<p>Detailn\u00ed informace k financov\u00e1n\u00ed dom\u00e1cnost\u00ed a podnikatel\u016f v sekci Statistiky na webov\u00fdch str\u00e1nk\u00e1ch <a href=\"http:\/\/www.clfa.cz\">www.clfa.cz<\/a>.<\/p>\n<div class=\"heateor_sss_sharing_container heateor_sss_vertical_sharing heateor_sss_bottom_sharing\" data-heateor-sss-href=\"https:\/\/www.czechbanking.cz\/?p=4527\">\n<div class=\"heateor_sss_sharing_ul\"><strong>Zdroj: CzechBanking.cz<\/strong><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Data \u010cesk\u00e9 leasingov\u00e9 a finan\u010dn\u00ed asociace (\u010cLFA) za 1. pololet\u00ed 2026 ukazuj\u00ed, \u017ee \u010dlensk\u00e9 spole\u010dnosti&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2599,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,31,10],"tags":[],"class_list":["post-23936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing","category-news","category-statistika"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/23936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23936"}],"version-history":[{"count":4,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/23936\/revisions"}],"predecessor-version":[{"id":23939,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/23936\/revisions\/23939"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/2599"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}