{"id":2916,"date":"2024-03-20T10:36:59","date_gmt":"2024-03-20T10:36:59","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=2916"},"modified":"2024-03-21T11:02:19","modified_gmt":"2024-03-21T11:02:19","slug":"kooperativa-asistencni-program-max","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=2916","title":{"rendered":"Kooperativa m\u00e1 asisten\u010dn\u00ed program MAX+"},"content":{"rendered":"<p><strong>Kooperativa nab\u00edz\u00ed unik\u00e1tn\u00ed asisten\u010dn\u00ed program MAX+, kter\u00fd zajist\u00ed bezlimitn\u00ed asistenci p\u0159i poru\u0161e, hav\u00e1rii, \u0159\u00e1d\u011bn\u00ed \u017eivlu, vandalismu, \u010d\u00e1ste\u010dn\u00e9m odcizen\u00ed, a to nejen u n\u00e1s, ale i v zahrani\u010d\u00ed, vysv\u011btlil \u010dasopisu Automakers Ale\u0161 Zethner, \u0159editel \u00daseku poji\u0161t\u011bn\u00ed motorov\u00fdch vozidel Kooperativ<\/strong>y.<!--more--><\/p>\n<p><strong>\u0158idi\u010di st\u00e1le v\u00edce up\u0159ednost\u0148uj\u00ed \u0161\u00ed\u0159i a kvalitu asisten\u010dn\u00edch slu\u017eeb. Vych\u00e1z\u00edte jim vst\u0159\u00edc?<\/strong><\/p>\n<p>Ka\u017ed\u00fd v\u00ed, \u017ee pro p\u0159\u00edpad nehody je t\u0159eba b\u00fdt dob\u0159e poji\u0161t\u011bn. Ov\u0161em pen\u00edze, kter\u00e9 poji\u0161\u0165ovna n\u00e1sledn\u011b vyplat\u00ed, nevy\u0159e\u0161\u00ed okam\u017eit\u00fd probl\u00e9m s odtahem auta a jeho opravou. Od toho jsou asisten\u010dn\u00ed slu\u017eby, bez kter\u00fdch u\u017e nen\u00ed mo\u017en\u00e9 si modern\u00ed autopoji\u0161t\u011bn\u00ed v\u016fbec p\u0159edstavit. Roste skupina klient\u016f, kte\u0159\u00ed poji\u0161t\u011bn\u00ed (a zejm\u00e9na povinn\u00e9 ru\u010den\u00ed) nevn\u00edmaj\u00ed jen jako nutn\u00e9 zlo, ale jako u\u017eite\u010dnou slu\u017ebu, kter\u00e1 jim pom\u016f\u017ee vy\u0159e\u0161it jak\u00e9koliv nesn\u00e1ze na jejich cest\u00e1ch. A podle toho si tak\u00e9 poji\u0161t\u011bn\u00ed vyb\u00edraj\u00ed.<\/p>\n<p><strong>\u00a0<\/strong><strong>Kolik v\u00fdjezd\u016f Va\u0161e asisten\u010dn\u00ed slu\u017eba ro\u010dn\u011b realizuje?<\/strong><\/p>\n<p>V\u00a0p\u0159\u00edpad\u011b automobil\u016f ka\u017edoro\u010dn\u011b vyr\u00e1\u017e\u00ed asi na 60 tis\u00edc z\u00e1sah\u016f. Nejv\u00edce z\u00e1sah\u016f registrujeme v\u00a0letn\u00edm, dovolenkov\u00e9m obdob\u00ed, a pak v\u00a0zim\u011b. Nej\u010dast\u011bji volaj\u00ed klienti asistenci k\u00a0poru\u0161e vozidla, tyto z\u00e1sahy p\u0159edstavuj\u00ed t\u00e9m\u011b\u0159 80 % v\u00fdjezd\u016f, ostatn\u00ed jsou z\u00e1sahy po dopravn\u00edch nehod\u00e1ch. V t\u00e9m\u011b\u0159 polovin\u011b z\u00e1sah\u016f na\u0161e asistence \u0159e\u0161\u00ed poruchy motoru, pak po\u0161kozen\u00e9 pneumatiky, probl\u00e9my se spojkou nebo automatick\u00fdm startem vozidla. A ka\u017edoro\u010dn\u011b se n\u00e1m ozve p\u0159es 400 klient\u016f, kte\u0159\u00ed pot\u0159ebuj\u00ed asistenci, proto\u017ee natankovali nespr\u00e1vn\u00e9 palivo, nebo p\u0159es 150 klient\u016f, kter\u00fdm palivo do\u0161lo a vyu\u017e\u00edvaj\u00ed asistenci k\u00a0jeho dovozu. Ale \u0159e\u0161\u00edme i velmi drah\u00e9 z\u00e1sahy, nap\u0159\u00edklad vloni jsme zaji\u0161\u0165ovali odvoz porouchan\u00e9ho vozu ze \u0160pan\u011blska, p\u0159es 2200 kilometr\u016f. Na\u0161t\u011bst\u00ed m\u011bl klient sjednan\u00fd neomezen\u00fd program MAX+, proto\u017ee cena odtahu p\u0159es\u00e1hla 117 tis\u00edc K\u010d.<\/p>\n<p><strong>Letos n\u00e1s \u010dekaj\u00ed zm\u011bny v povinn\u00e9m ru\u010den\u00ed. V \u010dem hlavn\u011b spo\u010d\u00edvaj\u00ed? <\/strong><\/p>\n<p>Nejd\u016fle\u017eit\u011bj\u0161\u00ed zm\u011bnou je zaveden\u00ed nov\u00e9 kategorie vozidel, kter\u00e1 budou muset m\u00edt povinn\u00e9 ru\u010den\u00ed sjedn\u00e1no. Povinn\u00e9 ru\u010den\u00ed se bude nov\u011b vztahovat na v\u0161echna motorov\u00e1 vozidla, kter\u00e1 maj\u00ed konstruk\u010dn\u00ed rychlost vy\u0161\u0161\u00ed ne\u017e 25 km\/h nebo konstruk\u010dn\u00ed rychlost vy\u0161\u0161\u00ed ne\u017e 14 km\/h a hmotnost v\u011bt\u0161\u00ed ne\u017e 25 kg, tedy nap\u0159\u00edklad elektrokolob\u011b\u017eky nebo malotraktory. Vyjmuty z\u00a0toho jsou nap\u0159\u00edklad zahradn\u00ed traktory, kter\u00e9 nikdy nevyjedou na ve\u0159ejnou komunikaci, nebo elektrokola, u kter\u00fdch nen\u00ed obecn\u011b elektromotor pokl\u00e1d\u00e1n za hlavn\u00ed zdroj pohybu.<\/p>\n<p><strong>M\u00e1te p\u0159edstavu, kolik takov\u00fdch elektrokolob\u011b\u017eek po \u010cR jezd\u00ed? V\u011bd\u00ed jejich majitel\u00e9, \u017ee si budou muset sjednat povinn\u00e9 ru\u010den\u00ed? <\/strong><\/p>\n<p>Jeliko\u017e doposud \u017e\u00e1dn\u00e1 evidence nebyla nutn\u00e1, je obt\u00ed\u017en\u00e9 zjistit, kolik elektrokolob\u011b\u017eek a malotraktor\u016f po na\u0161ich cest\u00e1ch jezd\u00ed. Odhad je \u017ee se jedn\u00e1 o cca 200 tis\u00edc vozidel, kter\u00e9 budou do nov\u00e9 kategorie povinn\u00e9ho ru\u010den\u00ed spadat. Z\u00e1rove\u0148 jsme si ud\u011blali rychl\u00fd pr\u016fzkum, abychom zjistili, jak hodn\u011b tato vozidla majitel\u00e9 vyu\u017e\u00edvaj\u00ed. P\u0159ekvapilo n\u00e1s, \u017ee 71 % respondent\u016f uvedlo, \u017ee podobn\u00e9 vozidlo vlastn\u00ed, z\u00e1rove\u0148 v\u011bt\u0161ina p\u0159iznala, \u017ee jejich elektrovozidlo m\u00e1 siln\u011bj\u0161\u00ed motor, ne\u017e 350 W. D\u00e1le z\u00a0pr\u016fzkumu vyplynulo, \u017ee v\u011bt\u0161ina majitel\u016f s\u00a0nimi najede do 50 kilometr\u016f t\u00fddn\u011b. Alarmuj\u00edc\u00ed zpr\u00e1va je, \u017ee t\u00e9m\u011b\u0159 40 % z\u00a0osloven\u00fdch respondent\u016f o nov\u00e9 povinnosti sjednat si na tyto stroje povinn\u00e9 ru\u010den\u00ed nev\u00ed. Tak\u017ee pokud si nejsou jisti, jestli jejich vozidlo spad\u00e1 do nov\u00e9 kategorie, mohou se na n\u00e1s obr\u00e1tit a my jim pom\u016f\u017eeme s jeho ur\u010den\u00edm.<\/p>\n<p><strong><b>Jak bude povinn\u00e9 ru\u010den\u00ed pro tato vozidla vypadat, kolik klienti zaplat\u00ed? <\/b><\/strong><\/p>\n<p>Pro novou skupinu elektrokolob\u011b\u017eek a dal\u0161\u00edch drobn\u00fdch vozidel jsme p\u0159ipravili povinn\u00e9 ru\u010den\u00ed s bal\u00ed\u010dkem asisten\u010dn\u00edch slu\u017eeb, kter\u00e9 klient\u016fm poskytne kompletn\u00ed ochranu p\u0159i jejich u\u017e\u00edv\u00e1n\u00ed. Identifik\u00e1torem bude v\u00fdrobn\u00ed nebo s\u00e9riov\u00e9 \u010d\u00edslo. Sazby se zpo\u010d\u00e1tku budou pohybovat na podobn\u00e9 \u00farovni jako u mal\u00fdch motocykl\u016f, proto\u017ee o\u010dek\u00e1v\u00e1me, \u017ee rizikovost v t\u011bchto kategori\u00edch bude podobn\u00e1. V pr\u016fb\u011bhu \u010dasu, na z\u00e1klad\u011b re\u00e1ln\u00fdch dat, zohledn\u00edme skute\u010dnou rizikovost nov\u00fdch kategori\u00ed a p\u0159izp\u016fsob\u00edme tomu i sazby pojistn\u00e9ho.<\/p>\n<p><strong>Zdroj: Kooperativa<\/strong><\/p>\n<figure id=\"attachment_2917\" aria-describedby=\"caption-attachment-2917\" style=\"width: 630px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-2917\" src=\"http:\/\/www.automakers.cz\/wp-content\/uploads\/2024\/03\/ZethnerAles_2-6-630x900.jpg\" alt=\"\" width=\"630\" height=\"900\" \/><figcaption id=\"caption-attachment-2917\" class=\"wp-caption-text\">Ale\u0161 Zethner<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Kooperativa nab\u00edz\u00ed unik\u00e1tn\u00ed asisten\u010dn\u00ed program MAX+, kter\u00fd zajist\u00ed bezlimitn\u00ed asistenci p\u0159i poru\u0161e, hav\u00e1rii, \u0159\u00e1d\u011bn\u00ed \u017eivlu,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":513,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74,35],"tags":[],"class_list":["post-2916","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asistence","category-pojisteni"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2916"}],"version-history":[{"count":3,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2916\/revisions"}],"predecessor-version":[{"id":2921,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/2916\/revisions\/2921"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/513"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2916"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2916"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}