{"id":431,"date":"2023-11-22T09:15:18","date_gmt":"2023-11-22T09:15:18","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=431"},"modified":"2023-11-22T09:42:01","modified_gmt":"2023-11-22T09:42:01","slug":"skody-po-nehodach-letos-vzrostou-o-10","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=431","title":{"rendered":"\u0160kody po nehod\u00e1ch letos vzrostou o 10 %"},"content":{"rendered":"<p><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: large;\"><strong>V\u00edce ne\u017e o desetinu letos vzrostou v meziro\u010dn\u00edm srovn\u00e1n\u00ed \u0161kody po dopravn\u00edch nehod\u00e1ch, uvedla na tiskov\u00e9 konferenci \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f. Poji\u0161\u0165ovny odhaduj\u00ed, \u017ee ke konci roku vyplat\u00ed na povinn\u00e9m ru\u010den\u00ed 16,7 miliardy korun. Loni byly \u0161kody o 1,8 miliardy ni\u017e\u0161\u00ed.<\/strong> <\/span><\/span><!--more--><\/p>\n<p><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: large;\">Poji\u0161\u0165ovny se podle p\u0159edb\u011b\u017en\u00e9ho odhadu budou za cel\u00fd rok zab\u00fdvat 261 tis\u00edci \u0161kodami po dopravn\u00edch nehod\u00e1ch. Loni jich vzniklo 249 tis\u00edc, tak\u017ee jich p\u0159ibude zhruba o p\u011bt procent. <\/span><\/span><\/p>\n<p>\u201e<span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: large;\">Jde o dal\u0161\u00ed eskalaci ve srovn\u00e1n\u00ed se stejn\u00fdm obdob\u00edm roku 2022, kde byl jeden\u00e1ctiprocentn\u00ed infla\u010dn\u00ed n\u00e1r\u016fst. P\u0159edch\u00e1zej\u00edc\u00ed \u0161kodn\u00ed inflace u majetkov\u00fdch \u0161kod se pohybovala na \u00farovni osmi procent a v p\u0159edchoz\u00edch letech kolem \u0161esti procent,\u201c up\u0159esnil pojistn\u00fd matematik \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f Petr Jedli\u010dka. Ji\u017e definitivn\u00ed srovn\u00e1n\u00ed maj\u00ed poji\u0161\u0165ovny zat\u00edm ke konci t\u0159et\u00edho \u010dtvtlet\u00ed, v t\u00e9 dob\u011b se pr\u016fm\u011brn\u00e1 majetkov\u00e1 \u0161koda meziro\u010dn\u011b zv\u00fd\u0161ila o t\u0159in\u00e1ct procent. R\u016fst souvis\u00ed s takzvanou \u0161kodn\u00ed inflac\u00ed. Vliv m\u011bl n\u00e1r\u016fst ceny pr\u00e1ce v autoservisech, zdra\u017een\u00ed n\u00e1hradn\u00edch d\u00edl\u016f, ale i postupn\u00e1 modernizace vozov\u00e9ho parku.<\/span><\/span><\/p>\n<p><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: large;\">Poji\u0161\u0165ovny po nehod\u00e1ch krom\u011b \u0161kod na autech vypl\u00e1cej\u00ed tak\u00e9 bolestn\u00e9 nebo kompenzuj\u00ed zt\u00ed\u017een\u00ed spole\u010densk\u00e9ho uplatn\u011bn\u00ed. Podle kancel\u00e1\u0159e pojistitel\u016f by m\u011blo b\u00fdt mno\u017estv\u00ed \u0161kod na zdrav\u00ed srovnateln\u00e9 s lo\u0148skem, tedy zhruba 10 500. Vyplacen\u00e1 \u010d\u00e1stka nicm\u00e9n\u011b vzroste, co\u017e je mimo jin\u00e9 d\u016fsledek pravideln\u00e9 valorizace \u010d\u00e1stek za od\u0161kodn\u011bn\u00ed bolestn\u00e9ho a zt\u00ed\u017een\u00ed spole\u010densk\u00e9ho uplatn\u011bn\u00ed ,stanoven\u00e9 v ob\u010dansk\u00e9m z\u00e1kon\u00edku. \u201eNa dal\u0161\u00ed n\u00e1roky p\u016fsob\u00ed tak\u00e9 ekonomick\u00e9 a infla\u010dn\u00ed vlivy spojen\u00e9 s r\u016fstem mezd ovliv\u0148uj\u00edc\u00ed od\u0161kodn\u011bn\u00ed ztr\u00e1ty na v\u00fdd\u011blku, n\u00e1klady na p\u00e9\u010di v r\u00e1mci asistenc\u00ed v dom\u00e1cnosti i r\u016fst n\u00e1klad\u016f na zdravotn\u00ed p\u00e9\u010di. Pr\u016fm\u011brn\u00e9 hodnoty od\u0161kodn\u011bn\u00ed narostly o des\u00edtky procent,\u201c doplnil Jedli\u010dka.<\/span><\/span><\/p>\n<p><strong>Povinn\u00e9 ru\u010den\u00ed zdra\u017e\u00ed o desetinu<\/strong><\/p>\n<p><span style=\"font-family: Times New Roman, serif;\"><span style=\"font-size: large;\">Povinn\u00e9 ru\u010den\u00ed poskytuje v \u010cesku dvan\u00e1ct poji\u0161\u0165oven. Sazby obvykle stanov\u00ed podle st\u00e1\u0159\u00ed vozidla, objemu motoru, v\u011bku a m\u00edsta bydli\u0161t\u011b provozovatele, n\u011bkter\u00e9 zohled\u0148uj\u00ed i ro\u010dn\u00ed n\u00e1jezd. Povinn\u00e9 ru\u010den\u00ed mus\u00ed m\u00edt ka\u017ed\u00fd dopravn\u00ed prost\u0159edek, kter\u00e9mu byla p\u0159id\u011blena registra\u010dn\u00ed zna\u010dka nebo technick\u00fd pr\u016fkaz. V druh\u00e9m leto\u0161n\u00edm pololet\u00ed p\u0159es\u00e1hl po\u010det poji\u0161t\u011bn\u00fdch vozidel 9,25 milionu. Meziro\u010dn\u011b r\u016fst cel\u00e9ho poji\u0161t\u011bn\u00e9ho portfolia dosahuje 2,6 procenta. Pro p\u0159\u00ed\u0161t\u00ed rok avizovaly poji\u0161\u0165ovny zdra\u017een\u00ed povinn\u00e9ho ru\u010den\u00ed v pr\u016fm\u011bru o desetinu, co\u017e d\u00e1vaj\u00ed do souvislosti s uvedenou \u0161kodn\u00ed inflac\u00ed. P\u0159edpokl\u00e1daj\u00ed, \u017ee pojistn\u00e9 v\u00fdrazn\u011bji vzroste mlad\u00fdm \u0159idi\u010d\u016fm a t\u011bm z velk\u00fdch m\u011bst.<\/span><\/span><\/p>\n<p><strong>Zdroj: TK \u010cKP, Erich Handl, Pankr\u00e1c<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-433\" src=\"http:\/\/www.automakers.cz\/wp-content\/uploads\/2023\/11\/CKP-TK-Jedlicka-900x675.jpg\" alt=\"\" width=\"900\" height=\"675\" srcset=\"https:\/\/www.automakers.cz\/wp-content\/uploads\/2023\/11\/CKP-TK-Jedlicka-900x675.jpg 900w, https:\/\/www.automakers.cz\/wp-content\/uploads\/2023\/11\/CKP-TK-Jedlicka-1024x768.jpg 1024w, https:\/\/www.automakers.cz\/wp-content\/uploads\/2023\/11\/CKP-TK-Jedlicka-768x576.jpg 768w, https:\/\/www.automakers.cz\/wp-content\/uploads\/2023\/11\/CKP-TK-Jedlicka-1536x1152.jpg 1536w, https:\/\/www.automakers.cz\/wp-content\/uploads\/2023\/11\/CKP-TK-Jedlicka.jpg 2040w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>V\u00edce ne\u017e o desetinu letos vzrostou v meziro\u010dn\u00edm srovn\u00e1n\u00ed \u0161kody po dopravn\u00edch nehod\u00e1ch, uvedla na&#8230;<\/p>\n","protected":false},"author":1,"featured_media":432,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,20],"tags":[],"class_list":["post-431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-tiskovky"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/431","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=431"}],"version-history":[{"count":1,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/431\/revisions"}],"predecessor-version":[{"id":434,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/431\/revisions\/434"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/432"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=431"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=431"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=431"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}