{"id":603,"date":"2023-12-03T19:53:01","date_gmt":"2023-12-03T19:53:01","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=603"},"modified":"2023-12-03T20:40:24","modified_gmt":"2023-12-03T20:40:24","slug":"ceny-povinneho-ruceni-dal-stoupaji","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=603","title":{"rendered":"Ceny povinn\u00e9ho ru\u010den\u00ed d\u00e1l stoupaj\u00ed"},"content":{"rendered":"

V\u00a0\u010cesk\u00e9 republice pokra\u010duje meziro\u010dn\u00ed zdra\u017eov\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed. Oproti roku 2022 se pr\u016fm\u011brn\u00e1 cena autopoji\u0161t\u011bn\u00ed zvedla o 2,4 % na celkov\u00fdch 3\u00a0842 \u00a0korun. <\/strong><\/p>\n

Zdra\u017eovalo se tak\u0159ka ve v\u0161ech kraj\u00edch. Nejv\u00edce plat\u00ed \u0159idi\u010di v \u00a0\u00dasteck\u00e9m kraji, Praze a Karlovarsk\u00e9m kraji. Nejm\u00e9n\u011b stoj\u00ed poji\u0161t\u011bn\u00ed vozidel v\u00a0Jihlav\u011b, Zl\u00edn\u011b a Pardubic\u00edch. Vypl\u00fdv\u00e1 to z\u00a0ro\u010dn\u00ed anal\u00fdzy v\u00fdvoje cen povinn\u00e9ho ru\u010den\u00ed, kterou zpracoval srovn\u00e1va\u010d Srovnejto.cz.<\/p>\n

\u201eOd roku 2017 se ceny povinn\u00e9ho ru\u010den\u00ed sni\u017eovaly pouze v\u00a0covidov\u00fdch letech, <\/em><\/strong>lid\u00e9 jezdili m\u00e9n\u011b a m\u011bli tedy m\u00e9n\u011b pojistn\u00fdch ud\u00e1lost\u00ed. V posledn\u00edch dvou letech v\u0161ak siln\u00e1 inflace v \u010cesk\u00e9 republice vedla k vy\u0161\u0161\u00edm n\u00e1klad\u016fm na opravy a k tlaku na poji\u0161\u0165ovny, aby v\u00a0posledn\u00edch t\u0159ech letech zv\u00fd\u0161ily pojistn\u00e9 sazby,\u201c<\/em> uv\u00e1d\u00ed Nicolas Eich, gener\u00e1ln\u00ed \u0159editel Srovnejto.cz. \u201eP\u0159esto jsou tato zv\u00fd\u0161en\u00ed pod \u00farovn\u00ed inflace a \u00a0o\u010dek\u00e1v\u00e1me, \u017ee zdra\u017eov\u00e1n\u00ed bude pokra\u010dovat i v roce 2024 tempem ve v\u00fd\u0161i okolo 5 %, a to i p\u0159esto\u017ee celkov\u00e1 m\u00edra inflace postupn\u011b klesne zp\u011bt pod 5 %.\u201c<\/em><\/p>\n

Siln\u00fd konkuren\u010dn\u00ed tlak na trhu vedl poji\u0161\u0165ovny k velmi opatrn\u00e9mu zvy\u0161ov\u00e1n\u00ed sazeb, a \u00a0to jak pro nov\u00e9 z\u00e1kazn\u00edky, tak pro ty st\u00e1vaj\u00edc\u00ed, kter\u00fdm se smlouvy upravuj\u00ed v dob\u011b v\u00fdro\u010d\u00ed. Zat\u00edmco v\u00a0leto\u0161n\u00edm prvn\u00edm \u010dtvrtlet\u00ed \u0159idi\u010di pr\u016fm\u011brn\u00e9 platili 3\u00a0761 korun, nyn\u00ed t\u00e9m\u011b\u0159 na konci posledn\u00edho \u010dtvrtlet\u00ed vydaj\u00ed za povinn\u00e9 ru\u010den\u00ed u\u017e 4\u00a0053 korun. To je o \u00a05,1 % v\u00edce ne\u017e ve stejn\u00e9m obdob\u00ed v\u00a0lo\u0148sk\u00e9m roce.<\/p>\n

Nejdra\u017e\u0161\u00ed v\u00a0\u00dasteck\u00e9m kraji, Praze a Karlovarsk\u00e9m kraji <\/strong><\/p>\n

V\u00a0roce 2023 hloub\u011bji do kapsy museli s\u00e1hnout hlavn\u011b \u0159idi\u010di Praze (5\u00a0289 K\u010d), \u00dasteck\u00e9m kraji (4\u00a0156 K\u010d) a Karlovarsk\u00e9m kraji (4\u00a0285 K\u010d). Pr\u00e1v\u011b \u00dasteck\u00fd kraj se stal co do v\u00fd\u0161e pr\u016fm\u011brn\u00e9 ceny povinn\u00e9ho ru\u010den\u00ed rekordmanem a majitel\u00e9 vozidel oproti lo\u0148sk\u00e9mu roku plat\u00ed v\u00edce o 4,9 %.<\/p>\n

\u201e<\/em><\/strong>P\u0159esto\u017ee je Praha dlouhodob\u011b nejdra\u017e\u0161\u00ed, p\u0159ekvapiv\u011b roste v hlavn\u00edm m\u011bst\u011b cena nejpomaleji. Kde je nejv\u011bt\u0161\u00ed hustota vozidel, bude v\u017edy i nejv\u00edce nehod a povinn\u00e9 ru\u010den\u00ed mus\u00ed b\u00fdt nejdra\u017e\u0161\u00ed. Co\u017e dokazuje i p\u0159\u00edpad \u00dasteck\u00e9ho kraje, kter\u00fd byl v\u00a0lo\u0148sk\u00e9m roce na t\u0159et\u00edm m\u00edst\u011b i v\u00a0po\u010dtu dopravn\u00edch nehod na sv\u00e9m \u00fazem\u00ed,\u201c<\/em> dopl\u0148uje hlavn\u00ed analytik poji\u0161t\u011bn\u00ed Srovnejto.cz Tom\u00e1\u0161 R\u016f\u017ei\u010dka.<\/p>\n

Naopak Vyso\u010dina (3\u00a0047 K\u010d) je dlouhodob\u011b nejlevn\u011bj\u0161\u00edm krajem, v porovn\u00e1n\u00ed se zbytkem republiky je zde n\u00edzk\u00e1 hustota os\u00eddlen\u00ed a n\u00edzk\u00fd po\u010det aut v p\u0159epo\u010dtu na jednoho obyvatele. Mezi leto\u0161n\u00ed nejlevn\u011bj\u0161\u00ed kraje v\u00a0povinn\u00e9m ru\u010den\u00ed pat\u0159\u00ed tak\u00e9 Zl\u00ednsk\u00fd kraj (3\u00a0213 K\u010d) a Pardubick\u00fd kraj (3\u00a0167 K\u010d).<\/p>\n

Nejlevn\u011bj\u0161\u00ed a nejdra\u017e\u0161\u00ed krajsk\u00e1 m\u011bsta\u00a0<\/strong><\/p>\n

Anal\u00fdza cen povinn\u00e9ho ru\u010den\u00ed zpracovan\u00e1 Srovnejto.cz ukazuje, \u017ee v\u00a0roce 2023 platili nejv\u00edce \u0159idi\u010di v\u00a0Praze (5\u00a0278 K\u010d). Drah\u00e9 autopoji\u0161t\u011bn\u00ed bylo i v \u00dast\u00ed nad Labem (4\u00a0523 K\u010d) a to dokonce s\u00a0meziro\u010dn\u00edm n\u00e1r\u016fstem ceny o 7,3 %, jedn\u00e1 se o nejvy\u0161\u0161\u00ed nav\u00fd\u0161en\u00ed v\u00a0krajsk\u00fdch m\u011bstech. Trojici nejdra\u017e\u0161\u00edch krajsk\u00fdch m\u011bst uzav\u00edr\u00e1 Brno (4\u00a0295 K\u010d). Poji\u0161\u0165ovny nab\u00edzely nejlevn\u011bj\u0161\u00ed povinn\u00e9 ru\u010den\u00ed v\u00a0Jihlav\u011b (2\u00a0922 K\u010d), Zl\u00edn\u011b (3\u00a0177 k\u010d) a Pardubic\u00edch (3\u00a0321 K\u010d). Nejv\u00edce oproti roku 2022 cena spadla v\u00a0Olomouci a to o 8,2 % na 3\u00a0474 korun.<\/p>\n

Kdo zaplatil nejv\u00edce?\u00a0<\/strong><\/p>\n

Nejmlad\u0161\u00ed \u0159idi\u010di st\u00e1le plat\u00ed za povinn\u00e9 ru\u010den\u00ed nejv\u00edce \u2013 v\u00a0roce 2023 zaplatili dvacetilet\u00ed \u0159idi\u010di v\u00a0pr\u016fm\u011bru 7\u00a0598 korun. Nejv\u011bt\u0161\u00ed slevy od poji\u0161\u0165oven byly poskytov\u00e1ny 86let\u00fdm (2\u00a0495 k\u010d).<\/p>\n

\u201ePoji\u0161\u0165ovny se obecn\u011b sna\u017e\u00ed co nejp\u0159esn\u011bji odhadnout rizikovost klient\u016f. A mlad\u00ed \u0159idi\u010di jsou v\u011b\u010dn\u00e9 t\u00e9ma. Plat\u00ed nejv\u00edce, a proto se \u010dasto objev\u00ed n\u011bkolik poji\u0161\u0165oven, kter\u00e9 zkus\u00ed v tomto segmentu zlevnit. Meziro\u010dn\u011b je tedy vid\u011bt, \u017ee cena klesne. Poji\u0161\u0165ovna pak vz\u00e1p\u011bt\u00ed zjist\u00ed, \u017ee skute\u010dn\u011b bouraj\u00ed p\u0159\u00edli\u0161 a na dal\u0161\u00ed rok op\u011bt zdra\u017e\u00ed. Proto lze o\u010dek\u00e1vat, \u017ee pr\u016fm\u011brn\u00e1 cena u v\u011bkov\u00e9 skupiny 20 let p\u0159\u00ed\u0161t\u00ed rok op\u011bt povysko\u010d\u00ed,\u201c<\/em> vysv\u011btluje \u0159editel poji\u0161t\u011bn\u00ed Srovnejto.cz Martin Dane\u0161.<\/p>\n

Nejlevn\u011bji se poji\u0161\u0165ovaly vozy Hyundai (3\u00a0400 K\u010d), nejdra\u017e\u0161\u00ed byly vozy BMW (5\u00a0953 \u00a0K\u010d). S\u00a0ohledem na typ paliva museli v\u00a0nejvy\u0161\u0161\u00edmi v\u00fddaji po\u010d\u00edtat majitel\u00e9 aut na CNG (4\u00a0703 K\u010d), naopak benz\u00ednov\u00e9 vozy vy\u0161ly jejich majitele na nejm\u00e9n\u011b (3\u00a0602 K\u010d).<\/p>\n","protected":false},"excerpt":{"rendered":"

V\u00a0\u010cesk\u00e9 republice pokra\u010duje meziro\u010dn\u00ed zdra\u017eov\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed. Oproti roku 2022 se pr\u016fm\u011brn\u00e1 cena autopoji\u0161t\u011bn\u00ed zvedla…<\/p>\n","protected":false},"author":2,"featured_media":605,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,1],"tags":[],"class_list":["post-603","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-statistika","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=603"}],"version-history":[{"count":2,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/603\/revisions"}],"predecessor-version":[{"id":629,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/603\/revisions\/629"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/605"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}