{"id":8848,"date":"2024-11-14T09:41:38","date_gmt":"2024-11-14T09:41:38","guid":{"rendered":"https:\/\/www.automakers.cz\/?p=8848"},"modified":"2024-11-14T09:43:36","modified_gmt":"2024-11-14T09:43:36","slug":"cap-povinne-ruceni-celi-problemu","status":"publish","type":"post","link":"https:\/\/www.automakers.cz\/?p=8848","title":{"rendered":"\u010cKP: povinn\u00e9 ru\u010den\u00ed \u010del\u00ed probl\u00e9mu"},"content":{"rendered":"

Tiskov\u00e1 konference \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f pouk\u00e1zala 13. listopadu na situaci v oblasti povinn\u00e9ho ru\u010den\u00ed. <\/strong>Stejn\u011b jako v p\u0159edchoz\u00edch letech i letos<\/strong>\u00a0<\/strong>rostou \u0161kody v r\u00e1mci povinn\u00e9ho ru\u010den\u00ed, pojistn\u00e9 ale z\u016fst\u00e1v\u00e1 na stejn\u00e9 \u00farovni. <\/strong><\/p>\n

Oproti 249 tis. \u0161kod v\u00a0roce 2022 a 259 tis. v\u00a0roce 2023 se pro leto\u0161n\u00ed rok o\u010dek\u00e1v\u00e1 dal\u0161\u00ed n\u00e1r\u016fst celkov\u00fdch \u0161kodn\u00edch ud\u00e1lost\u00ed \u0159e\u0161en\u00fdch v\u00a0r\u00e1mci povinn\u00e9ho ru\u010den\u00ed na 269 tis., co\u017e p\u0159edstavuje n\u00e1r\u016fst o 4 %. Zvy\u0161uje se i pr\u016fm\u011brn\u00e1 uhrazen\u00e1 majetkov\u00e1 \u0161koda, kter\u00e1 se k\u00a030. 9. 2024 nav\u00fd\u0161ila o 9,9 %. Roste i od\u0161kodn\u011bn\u00ed za imateri\u00e1ln\u00ed \u00fajmu, meziro\u010dn\u011b vlivem n\u00e1r\u016fstu mezd o 7,5 %. Podobn\u011b jako v\u00a0p\u0159edchoz\u00edch letech se d\u00e1le vzdaluj\u00ed hodnoty pr\u016fm\u011brn\u00e9 \u0161kody a pr\u016fm\u011brn\u00e9ho pojistn\u00e9ho.<\/p>\n

Poji\u0161\u0165ovny o\u010dek\u00e1vaj\u00ed z\u00a0d\u016fvodu \u0161kodn\u00ed inflace vy\u0161\u0161\u00ed pln\u011bn\u00ed<\/strong>
\nPro rok 2024 se o\u010dek\u00e1v\u00e1 celkov\u00e9 vyplacen\u00e9 pln\u011bn\u00ed ve v\u00fd\u0161i 17,9 mld. K\u010d, co\u017e hodnotu z\u00a0roku 2023 ve\u00a0v\u00fd\u0161i 16,7 mld. K\u010d p\u0159ekra\u010duje o 1,2 mld. K\u010d. V\u016f\u010di pln\u011bn\u00ed roku 2022 ve v\u00fd\u0161i 14,9 mld. K\u010d se jedn\u00e1 o\u00a0n\u00e1r\u016fst o 3 mld. K\u010d. Nav\u00edc z\u00e1vazky spojen\u00e9 s\u00a0dlouhodob\u00fdmi v\u00fdplatami zejm\u00e9na ze \u0161kod na zdrav\u00ed se pro rok 2024 o\u010dek\u00e1vaj\u00ed ve v\u00fd\u0161i 2,2 mld. K\u010d, co\u017e tak\u00e9 p\u0159ekra\u010duje hodnotu p\u0159edcovidov\u00e9ho ro\u010dn\u00edku 2019, kdy byla tato hodnota 2 mld. K\u010d. D\u016fvod navy\u0161uj\u00edc\u00edch se \u0161kodn\u00edch z\u00e1vazk\u016f spo\u010d\u00edv\u00e1 zejm\u00e9na ve\u00a0\u0161kodn\u00ed inflaci.<\/p>\n

Co stoj\u00ed za \u0161kodn\u00ed inflac\u00ed?<\/strong>
\n<\/em>Mezi hlavn\u00ed d\u016fvody \u0161kodn\u00ed inflace pat\u0159\u00ed navy\u0161uj\u00edc\u00ed se ceny pr\u00e1ce a n\u00e1hradn\u00edch d\u00edl\u016f v\u00a0autoservisech. Dal\u0161\u00edm d\u016fvodem je postupn\u00e1 modernizace vozov\u00e9ho parku a t\u00edm i vy\u0161\u0161\u00ed technologick\u00e1 i finan\u010dn\u00ed n\u00e1ro\u010dnost prov\u00e1d\u011bn\u00fdch oprav vozidel.\u00a0<\/strong>\u201eNa \u0161kodn\u00ed inflaci m\u011bla samoz\u0159ejm\u011b v\u00fdznamn\u00fd vliv tak\u00e9 velmi vysok\u00e1 inflace v\u00a0cel\u00e9 ekonomice, p\u0159i\u010dem\u017e aktu\u00e1ln\u00ed sn\u00ed\u017een\u00ed \u0161kodn\u00ed inflace neznamen\u00e1 pokles pr\u016fm\u011brn\u00e9 \u0161kody, ale pouze jej\u00ed dal\u0161\u00ed m\u00edrn\u011b ni\u017e\u0161\u00ed n\u00e1r\u016fst,\u201c<\/em>\u00a0popisuje d\u016fvody \u0161kodn\u00ed inflace a jej\u00ed intepretaci Petr Jedli\u010dka.<\/p>\n

Meziro\u010dn\u011b stagnuj\u00ed po\u010dty \u0161kod na zdrav\u00ed<\/strong>
\nV p\u0159\u00edpad\u011b \u0161kod na zdrav\u00ed aktu\u00e1ln\u011b p\u0159ibli\u017en\u011b 91 % z nich vznik\u00e1 z\u00a0lehk\u00e9ho zran\u011bn\u00ed, d\u00e1le 7,1 % souvis\u00ed s\u00a0t\u011b\u017ece zran\u011bn\u00fdm po\u0161kozen\u00fdm \u00fa\u010dastn\u00edkem dopravn\u00ed nehody a u 1,9 % v\u0161ech \u0161kod na zdrav\u00ed se jedn\u00e1 o\u00a0n\u00e1roky spojen\u00e9 s\u00a0usmrcen\u00edm ob\u011bti dopravn\u00ed nehody zahrnuj\u00edc\u00ed nap\u0159. opr\u00e1vn\u011bn\u00e9 n\u00e1roky poz\u016fstal\u00fdch a dal\u0161\u00ed. Za posledn\u00edch p\u011bt let p\u0159edstavuj\u00ed \u0161kody na zdrav\u00ed spojen\u00e9 s\u00a0t\u011b\u017ek\u00fdm zran\u011bn\u00edm a usmrcen\u00edm cca 9\u00a0% a\u017e 14 % v\u0161ech \u0161kod na zdrav\u00ed, nicm\u00e9n\u011b na celkov\u00e9m z\u00e1vazku \u0161kod na zdrav\u00ed se pod\u00edlej\u00ed z\u00a056 % a\u017e 73 %.<\/p>\n

Stabilizace r\u016fstu poji\u0161t\u011bn\u00fdch vozidel po p\u0159edchoz\u00edch turbulenc\u00edch<\/strong>
\n<\/strong>Celkov\u00fd po\u010det poji\u0161t\u011bn\u00fdch vozidel v\u0161ech druh\u016f a kategori\u00ed s\u00a0platnou pojistnou smlouvou POV p\u0159es\u00e1hl v\u00a02. pololet\u00ed 2024 hodnotu 9,57 mil. vozidel. Meziro\u010dn\u011b r\u016fst cel\u00e9ho poji\u0161t\u011bn\u00e9ho portfolia dosahuje \u00farovn\u011b cca 2,9 %, \u010d\u00edm\u017e se potvrzuje, \u017ee proti p\u0159edchoz\u00edm turbulenc\u00edm v\u00a0jeho n\u00e1r\u016fstu doch\u00e1z\u00ed ke\u00a0stabilizaci situace a na r\u016fst po\u010dtu poji\u0161t\u011bn\u00fdch vozidel m\u00e1 \u010d\u00e1ste\u010dn\u00fd vliv i nov\u011b poji\u0161t\u011bn\u00fdch cca 28 tis. neregistrovan\u00fdch vozidel, kam spadaj\u00ed zejm\u00e9na elektrokolob\u011b\u017eky.<\/p>\n

Zdroj:<\/b><\/strong> TK \u010cKP, Tom\u00e1\u0161 Pavl\u00edk<\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

Tiskov\u00e1 konference \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f pouk\u00e1zala 13. listopadu na situaci v oblasti povinn\u00e9ho ru\u010den\u00ed. Stejn\u011b…<\/p>\n","protected":false},"author":1,"featured_media":8850,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,10,20],"tags":[],"class_list":["post-8848","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-statistika","category-tiskovky"],"_links":{"self":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/8848","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8848"}],"version-history":[{"count":5,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/8848\/revisions"}],"predecessor-version":[{"id":8854,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/posts\/8848\/revisions\/8854"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=\/wp\/v2\/media\/8850"}],"wp:attachment":[{"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8848"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8848"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.automakers.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8848"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}